When can I buy a Medigap policy? (2024)

Your answer:

You can buy Medigap Plan A, B, C, D, F, G, K, or L that’s sold by an insurance company in your state if you switch to Original Medicare.

You must apply for a Medigap policy:

  • 60 days before the date your Medicare Advantage Plan coverage ends.
  • No more than 63 days after your Medicare Advantage Plan coverage ends.

You only have this right if you switch to Original Medicare (rather than joining another Medicare Advantage Plan). Medigap coverage can’t start until your Medicare Advantage Plan coverage ends.

If you don’t switch to another Medicare Advantage Plan during the yearly Medicare Open Enrollment Period, we’ll automatically enroll you in Original Medicare.

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When can I buy a Medigap policy? (2024)
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