Help Home Online & Mobile Banking FICO® Scores Where does the information used to calculate my FICO® Score come from?
FAQ
Where does the information used to calculate my FICO® Score come from?
FICO® Scores are based on the credit information in your credit report with a particular consumer reporting agency (CRA) at the time the score is calculated. The information in your credit report is supplied by lenders, collection agencies, and court records. Not all lenders report to all three major CRAs. The FICO® Score that Regions provides is based on data from your TransUnion report as of the "pulled on date" shown with the score in Regions Online Banking.
FAQsFrequently Asked Questions
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- How are FICO® Scores calculated?
- How do I check my credit reports?
- How do I know if I have access to view my FICO® Score?
- How often may I access an updated FICO® Score?
- How will I receive my FICO score?
- What are FICO® Scores?
- What are Key Score Factors?
- What type of credit score will I be provided?
- Where does the information used to calculate my FICO® Score come from?
- Why do FICO® Scores fluctuate/change?
- Why is my FICO® Score different than other scores I’ve seen?
- Why isn’t my FICO® Score available?
- Why is Regions providing FICO® Scores?
- Will receiving my FICO® Score impact my credit?
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FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries.
Regions Bank and Fair Isaac are not credit repair organizations as defined under federal or state law, including the Credit Repair Organizations Act. Regions Bank and Fair Isaac do not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating.