Where You Can Use Your Walmart Credit Card? (2024)

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You can use your Walmart Credit Card anywhere Mastercard is accepted. On the other hand, the Walmart® Store Card only works at Walmart, Walmart.com, Walmart Neighborhood Market, Sam’s Club, and Murphy USA gas stations. You need fair credit to get either card.

Here’s where you can use any Walmart Credit Card:

  • Walmart stores (over 9,000 locations)
  • Walmart.com (open 24/7)
  • Sam’s Club (~600 locations)
  • Walmart Neighborhood Market (~700 locations)
  • Murphy USA (1,650+ locations)
  • Anywhere Mastercard is accepted (only the Walmart Credit Card)

So, you can use the Walmart® Store Card at five types of merchants. But you’re out of luck everywhere else. If you have the Capital One Walmart Rewards® Mastercard®, though, you’ll be able to use your card pretty much everywhere that takes credit in over 210 countries and territories. You’ll need fair credit to get either card.

Both cards give you 2 - 5 points per $1 on Walmart.com & in the Walmart app, including pickup and delivery. The major difference between the two is that you can use the Walmart Credit Card, and earn 2% on restaurants and travel and 1% everywhere else Mastercard is accepted.

Please note: The Capital One Walmart Rewards® Mastercard® and the Walmart® Store Card may no longer be available to new applicants. Information presented on this page may no longer be accurate.

This answer was last updated on 01/09/24 and it was first published on 05/14/21. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

Where You Can Use Your Walmart Credit Card? (1)

Capital One Walmart Rewards® Mastercard®

Capital One Walmart Rewards® Mastercard®

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Erick Kuckian, Member

@erick_kuc1

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Which one? If you're talking about the Mastercard, that's going to be at pretty much any location. If you don't have that one, and you just have to basic store one, then that's going to seriously restrict your options. That's usually how it goes with store cards though.

This answer was first published on 03/29/18. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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Dani Lewis, Member

@dani_lewis

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This is the Mastercard version, so you can use it anywhere that's accepted.

This answer was last updated on 12/18/19 and it was first published on 02/26/18. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

People also ask

Where can I use my Walmart credit card for gas?

You can use your Walmart Credit Card for gas at any station. But if you have the Walmart® Store Card, you can only use it to buy gas at Walmart, Murphy USA, Sam’s Club, and Walmart Neighborhood Market stations.

Here’s where you can use your Walmart Credit Card for gas:

  • Walmart: 1,100+ stations
  • Murphy USA: 1,500+ locations in the South and Midwest
  • Sam’s Club: 500+ stations
  • Walmart Neighborhood Market: Some stores with stations
  • Any...

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Can I use my Walmart Credit Card at Sam's Club?

Yes, you can use your Walmart Credit Card at Sam’s Club. Both this card and the Walmart® Store Card work at Sam’s Club for in-store purchases and gas purchases. Only the Walmart Credit Card can be used online for purchases from SamsClub.com, however. The website does not accept the Walmart® Store Card.

In addition to Sam’s Club stores and Sam’s Club gas stations, the Walmart® Store Card works at Walmart, Walmart.com, and Murphy USA gas stations. But you can use a Walmart Credit Card everywhere Mastercard...

read full answer

How can I get cash back from my Walmart Credit Card?

You can get cash back from your Walmart Credit Card simply by making purchases with your card. This is how you can earn cash back with the Walmart® Store Card, too. It’s worth noting that both cards are no longer available to new applicants. However, existing cardholders can still use them, according to the issuer.

Keep in mind that the main difference between the two Walmart cards is that the Walmart® Store Card can only be used at Walmart stores, Walmart.com, Sam’s Club, and its...

read full answer

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darkgrizzly3000, Member

@darkgrizzly3000

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  • Walmart stores(over 6,300 locations)
  • Walmart.com (open 24/7)
  • Sam’s Club (~600 locations)
  • Walmart Neighborhood Market (~700 locations)
  • Murphy USA (1,400+ locations

This answer was first published on 10/16/19. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines. This question was posted by WalletHub. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted.

Irrespective of whether an institution or professional is a paid advertiser, the presence of information on WalletHub does not constitute a referral or endorsem*nt of the institution or professional by us or vice versa.

We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. Actual terms may vary. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.

* The information about the following cards has been independently collected by WalletHub: Walmart® Store Card, Capital One Walmart Rewards® Mastercard®, Target Credit Card, Amazon Credit Card, and Chase Freedom Flex® Credit Card.

Where You Can Use Your Walmart Credit Card? (2024)

FAQs

Where You Can Use Your Walmart Credit Card? ›

There are two Walmart credit cards you can apply for — the Capital One® Walmart Rewards™ Mastercard and the Walmart Rewards Card. The latter can only be used at Walmart stores, Walmart.com, Sam's Club, and its associated gas stations. The Walmart Mastercard, however, can be used anywhere Mastercard is accepted.

Can I use my Walmart credit card anywhere? ›

Since the Walmart Rewards™ Card* is a private-label card, you can only use the card at Walmart properties, which include Walmart.com, the Walmart app, Walmart stores and Murphy USA gas stations. On the other hand, the Capital One Walmart Rewards® Mastercard®* can be used anywhere Mastercard is accepted.

Where can I use my Walmart store credit? ›

Where can I use my Walmart credit card?
  • Walmart stores (over 9,000 locations)
  • Walmart.com (open 24/7)
  • Sam's Club (~600 locations)
  • Walmart Neighborhood Market (~700 locations)
  • Murphy USA (1,650+ locations)
  • Anywhere...
Jan 9, 2024

What can you buy with a Walmart credit card? ›

Where can I use my Walmart credit card? Unlike the Walmart Mastercard, which can be used wherever Mastercard credit cards are accepted, the Walmart Credit Card can only be used at Walmart stores, Walmart.com, Sam's Club, and Murphy USA gas stations.

Can I use my Walmart credit card at an ATM? ›

You can get a Walmart Credit Card cash advance from any ATM that accepts cards on the Mastercard network. To do so, insert the card in the ATM, then enter your PIN and choose the cash advance option.

How do I know if my Walmart card can be used anywhere? ›

Maria Adams, Credit Cards Moderator

You can use your Walmart Credit Card anywhere Mastercard is accepted. On the other hand, the Walmart® Store Card only works at Walmart, Walmart.com, Walmart Neighborhood Market, Sam's Club, and Murphy USA gas stations. You need fair credit to get either card.

Can I use my Walmart card somewhere else? ›

You can use your Walmart MoneyCard to make purchases everywhere Visa® Debit & Debit MasterCard® are accepted in the U.S.

What is the credit limit for the Capital One Walmart card? ›

While the minimum credit limit on the Capital One Walmart Rewards® Card is $300, the actual amount will be based on your creditworthiness. Lenders determine this by looking at several factors, including your annual income, debt-to-income ratio and credit score.

Can I use my Walmart credit card at Mcdonald's? ›

There are two Walmart credit cards you can apply for — the Capital One® Walmart Rewards™ Mastercard and the Walmart Rewards Card. The latter can only be used at Walmart stores, Walmart.com, Sam's Club, and its associated gas stations. The Walmart Mastercard, however, can be used anywhere Mastercard is accepted.

Can I use my Walmart Capital One card on Amazon? ›

You can add your eligible Capital One rewards credit card to your Amazon account and then enroll in the Shop with Points program. You're able to apply as many of your rewards to your Amazon.com purchases as you'd like. And if you don't have enough rewards, you can use your Capital One card to pay for the rest.

Can I use my Walmart credit card at any gas station? ›

You can use your Walmart Credit Card for gas at any station. But if you have the Walmart® Store Card, you can only use it to buy gas at Walmart, Murphy USA, Sam's Club, and Walmart Neighborhood Market stations.

What is a Walmart credit card good for? ›

Earn 5% cash back on Walmart.com purchases, including pickup and delivery . Earn 2% cash back on purchases in Walmart® stores, Murphy USA and Walmart® fuel stations. 2% cash back on restaurants and travel purchases. 1% cash back on all other purchases everywhere else Mastercard® is accepted.

Can you take money out of a Walmart credit card? ›

Cardholders can access the Walmart credit card for cash advances. These transactions have a variable APR of 29.99%, and interest charges start accruing immediately. Additionally, there is a cash advance fee of 3% of the transaction amount (minimum $3).

How to get quick cash from Walmart credit card? ›

How Do I Obtain Quick Cash? You may obtain Quick Cash in $20 increments, up to any limit we may set, at the time a purchase transaction is made using your Card at participating Walmart-owned registers. Quick Cash is not available in connection with purchase transactions made using Walmart Pay.

Where can I withdraw money from my Walmart card for free? ›

You may withdraw cash without a fee at Walmart MoneyCenters and Customer Service desks. This is our fee for a cash withdrawal via a teller at a participating bank.

How much can you withdraw from Walmart card? ›

You may only withdraw up to $500 from an ATM and $1,500 per teller transaction at a participating bank, unless otherwise indicated. You may withdraw up to $300 in cash per transaction at an ATM. At Walmart MoneyCenters, you may only withdraw up to $1,000 per transaction and up to $3,000 per day.

Can you use a Walmart Visa card anywhere else? ›

Can be used anywhere Visa cards are accepted in the U.S. Recipient can purchase what they want where they want.

What is the limit for a Walmart credit card? ›

The credit limit for the Walmart® Store Card starts at $300, and the exact limit you're assigned depends on your overall creditworthiness.

Is Capital One Walmart card good? ›

Walmart Credit Card Review

The Capital One Walmart Rewards® Mastercard® is a good credit card for people who frequently shop at Walmart, especially Walmart.com.

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