The credit score that you need for the Capital One Platinum Credit Card (see Rates & Fees) is at least 640, which is usually considered fair credit. The Capital One Platinum Credit Card (see Rates & Fees) is also available to people with limited credit history, which means you may be able to get approved even without a credit score.
Other Capital One Platinum (see Rates & Fees) Approval Requirements
You should note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for the Capital One Platinum (see Rates & Fees) Card, too. Some other key criteria include your income, existing debt load, number of open accounts, recent credit inquiries, employment status and housing status.
If you excel in other areas, you might be able to get approved with a slightly lower credit score in some cases. But it’s best to wait to apply until you meet the Capital One Platinum (see Rates & Fees) credit score requirement. You can check your credit score for free, right here on WalletHub.
