Cash withdrawals using your Mastercard depend on your T&C country (the address you originally shipped your first card to):
Germany:
- N26 Standard and N26 Business: 3 free ATM withdrawals per month in euros. A charge of €2 applies to each withdrawal beyond this limit. You can also withdraw for free using CASH26. For withdrawals in currencies other than the euro an exchange rate of 1.7% applies.
- N26 Smart and N26 Business Smart: 5 free ATM withdrawals per month in euros. A charge of €2 applies to each withdrawal beyond this limit. You can also withdraw for free using CASH26. For withdrawals in currencies other than the euro an exchange rate of 1.7% applies.
- N26 You and N26 Business You: 5 free ATM withdrawals per month in euros. A charge of €2 applies to each withdrawal beyond this limit. You can also withdraw for free using CASH26. Free ATM withdrawals in currencies other than the euro.
- N26 Metal and N26 Business Metal : 8 free ATM withdrawals per month in euros. A charge of €2 applies to each withdrawal beyond this limit. You can also withdraw for free using CASH26. Outside of Germany, in the eurozone you receive unlimited free ATM withdrawals in euros.
Austria:
- Free and unlimited ATM withdrawals (includingCASH26).
Italy
- N26 Standard and N26 Business: 3 free ATM withdrawals per month in euros.
- N26 Premium (Smart, You, Metal): free and unlimited ATM withdrawals
Switzerland, France, Spain, the Netherlands, and the Rest of Europe:
- N26 Standard and N26 Business: 3 free ATM withdrawals per month in euros. A charge of €2 applies to each withdrawal beyond this limit. For withdrawals in currencies other than the euro an exchange rate of 1.7% applies.
- N26 Smart and N26 Business Smart: 5 free ATM withdrawals per month in euros (free and unlimited ATM withdrawals in Italy). A charge of €2 applies to each withdrawal beyond this limit. For withdrawals in currencies other than the euro an exchange rate of 1.7% applies.
- N26 You and N26 Business You: 5 free ATM withdrawals per month in euros. A charge of €2 applies to each withdrawal beyond this limit. Free ATM withdrawals in currencies other than the euro.
- N26 Metal and N26 Business Metal: 8 free ATM withdrawals per month in euros (free and unlimited ATM withdrawals in Italy. A charge of €2 applies to each withdrawal beyond this limit. Free ATM withdrawals in currencies other than the euro.
- CASH26: If you have German, Austrian, Spanish or Greek T&C's, you can also use CASH26.
There’s always a €2 fee if you use yourMaestrocard to withdraw cash (only available in Germany, Austria, and the Netherlands). If you have our N26 Flex account every withdrawal costs 2€. Check ourpricing listsif you’ve beencharged an ATM fee.
