A nautical charter travel insurance is always a good choice.
Your Boat Holiday is aware of how much the unexpected in life can change programs, sometimes only transforming them in part, sometimes completely distorting them.
For this reason, we feel the need to provide our customers with insurance coverage that allows them to spend a peaceful and carefree holiday on a yacht.
Hence our collaboration with Pantaenius, leading insurance company in the European market as regards insurance related to the yachting world, in order to offer our customers complete and reliable insurance packages.
What is the added value of full insurance coverage?
Taking out insurance when booking any type of boat charter offers important guarantees.
In general, the main objective of those who rent a boat is to have fun by spending time in lightness. So why not immediately eliminate a whole series of worries that may be encountered before and during your sailing trip? Examples are the loss of the security deposit already paid or part of it due to the cancellation of the trip due to an unforeseen event or the interruption of the charter already in progress for family, health, or work needs.
The main advantage of taking out an insurance policy is to be reassured, that is to guarantee the peace of mind of renting a boat and enjoying your holiday without worries.
Let’s go into detail, what risks can be included by subscribing to an insurance package?
It is essential to have complete insurance coverage and in this context, the Pantaenius yacht insurance offers various possibilities. So, depending on the level of coverage chosen, your package can include the following insurances:
- Trip cancellation;
In addition to covering expenses due for possible cancellation of the rental, any outward and return travel expenses of the skipper and crew members are also covered or, if the trip is interrupted after it has already begun, also the additional costs incurred for the return trip and the residual part of the rental cost. The charter costs are then reimbursed for the remaining unused days.
Finally, with an additional premium, it is possible not to apply the policy deductible and also add the possible insolvency of the agency or the rental operator.
- Medical expenses abroad;
In addition to the costs for medical treatment, medical treatment, and hospitalization, the health insurance for travel abroad reimburse the transport by ambulance in the country of origin or the costs of repatriating the body in the event of death.
- Accidents;
Accident insurance provides coverage in the event of death and disability, including some guarantees that are generally not provided by general accident insurance. The skipper and crew are insured during the private use of the rented or leased yacht, the tender and equipment for water sports as well as land trips lasting up to 48 hours.
- Security deposit;
The deposit insurance covers the financial risk in the event that the lessor retains the security deposit, in whole or in part, regardless of whether this is justified or not.
With the additional “Security Deposit Plus” premium, it is also possible to ensure the security deposit in the event that this sum is not sufficient to cover any expenses incurred.
- Civil liability of the skipper and/or crew;
Skipper’s civil liability insurance covers damage caused to third parties during the use of the chartered boat or its tender by the skipper and crew members. Are included in the insured risks also damage to other vessels and to port facilities or the dock. Are included even damage resulting from gross negligence on board the boat and not covered by the lessor’s insurance. Covers for the cancellation of charters, confiscation, hotel expenses, transportation, and financial losses.
What about Covid-19? No Coranavirus exclusion
Through Yout Boat Holiday, the travel insurance also offers coverage related to Covid-19 illness in its travel cancellation policy, without further outlay by the customer.
In the unfortunate event of Covid-19 cases on board during the voyage (or any other serious illness), the travel interruption costs are also covered, as well as the additional costs for repatriation and also those for the entire crew if one or more members should test positive.
Who is Pantaenius?
With over 50 years of experience in the insurance sector and various offices throughout Europe, Pantaenius guarantees an exclusive and efficient service in claims management, acting quickly at the very moment of need.
Thanks also to a large and widespread network of professionals throughout Europe, Pantaenius has become the market leader in pleasure boat insurance with thousands of insured and satisfied customers.
24/7 assistance is always guaranteed
Choosing travel insurance through us means relying on competent professionals who can provide an immediate response to your needs while remaining at your side in a concrete and real way. This is thanks to the continuous availability 24 hours a day and 7 days a week.
Contact now YBH Charter Brokers:
You can contact us by sending an email at ask@yourboatholiday.com or by phone, calling +39 33436 00997, available also on WhatsApp for both calls and texting.
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