2 Year Work & Travel Insurance for Canada (2024)

FAQs

What insurance do I need for a working holiday in Canada? ›

It does not cover everything, therefore the Canadian government requires you to hold a travel insurance policy which includes medical coverage for the entire length of your visa, to help cover the costs of medical care, hospitalisation and repatriation if necessary.

Keep in mind that you will need travel insurance for the duration of your stay and you must present a copy of your policy when you enter the country. We offer insurance for up to 2 consecutive years that meets all the requirements of the International Experience Canada (IEC), including medical and repatriation costs.

Even though Canada is just over the border, your U.S. health insurance plan will not be accepted there unless it specifically provides global coverage. American Medicare also is not accepted in Canada. It's important to purchase travel medical insurance in case you suffer an injury or fall ill while in Canada.

Visitors traveling to Canada and to any country outside of their home country should have visitors health insurance. Most domestic policies will only cover you in your home country and have little to no coverage once you are traveling abroad. To learn more, visit Visitors Insurance and you can request a quote.

Travelling to Canada is not tied to the purchase of travel insurance. However, it is strongly encouraged for all travellers visiting the nation. Canada's healthcare system does not give free medical coverage to overseas tourists.

Travel insurance is not a requirement to travel to Canada. However, travel insurance will provide travel medical insurance and emergency medical evacuation coverage, as well as benefits for lost or delayed baggage, trip delay, cancellation or interruption and sometimes missed connections.

Options for Healthcare in Canada for Non-Residents

Do tourists get free healthcare in Canada? No. However, non-residents can get insurance for emergency healthcare coverage while in Canada (but it won't cover non-emergency expenses).

Why is travel insurance to Canada so expensive? Medical care and treatment in Canada is of high quality, however, it is also very expensive. As a result, travel insurance for Canada often costs more as insurers will take the higher cost of healthcare into consideration if you have to make a claim.

If during your visit to Canada you get sick or injured, the Canadian government won't pay for any hospitalization or emergency medical services for visitors. Also, if you don't have proper medical insurance coverage, you will be liable to pay for any medical service out of your own pocket.

Do I need extra health insurance to travel within Canada? ›

Not all Medical Expenses are Covered by OHIP

The fact is provincial health insurance plans will only cover some medical expenses. Therefore, you should always protect yourself by purchasing medical insurance when travelling within Canada.

Most U.S. car insurance policies will provide the same coverages and limits in Canada for short trips. The types of coverages that usually extend into Canada may include: Liability coverage - Covers expenses related to injury, death or property damage of others when you're at fault.

Is travel insurance mandatory for Canada? You don't have to have travel insurance for Canada but it's a good idea to make sure you're covered if you fall ill or have an accident when travelling there.

In most situations, Medicare won't pay for health care or supplies you get outside the U.S. The term “outside the U.S.” means anywhere other than the 50 states of the U.S., the District of Columbia, Puerto Rico, the U.S. Virgin Islands, Guam, American Samoa, and the Northern Mariana Islands.

Can an American Get Health Insurance in Canada? US citizens living in Canada can purchase the GeoBlue Xplorer plan which offers comprehensive worldwide coverage. It also provides access to the Blue Cross / Blue Shield network of doctors and hospitals in the USA.

You must purchase IEC health insurance before arriving in Canada.

Your travel insurance should always include the following cover: medical expenses and cover for getting you home if you're injured or fall ill abroad. personal injury and cover for accidents or damage caused by you. cover for lost or damaged items.

It must clearly show that you have enough money to support yourself for the first 3 months of your stay in Canada (the equivalent of CAN$2,500). If you arrive in Canada with the equivalent of CAN$10,000 or more, you must tell the border services officer.