About limits when using Apple Pay in stores - Apple Support (CA) (2024)

In some countries and regions, if your transaction exceeds a certain amount when paying in stores with Apple Pay, you might need to enter your PIN. In some cases, you might need to sign a receipt or use a different payment method.

Merchants and card issuers set limits for some transactions. Here are the transaction limits for contactless payments in stores, including Apple Pay:

Africa

Morocco

You might need to enter your PIN for purchases over 400 MAD.

South Africa

You might need to enter your PIN for purchases over 500 ZAR.

Asia-Pacific

Australia

You might need to enter your PIN for purchases over 200 AUD.

China mainland

You might need to enter your PIN for purchases.

Hong Kong

You might not be able to use Apple Pay for purchases over 500 HKD.

Japan

At some stores, you might not be able to use Apple Pay or you might need to enter your PIN. At other stores, you might not be able to use Apple Pay for purchases over 20,000 Yen.

Macao

You might need to sign a receipt or enter your PIN for purchases.

Malaysia

You might need to enter your PIN for purchases over RM250.

New Zealand

You might need to enter your PIN for purchases over 200 NZD.

Singapore

You might need to sign a receipt or enter your PIN. At some stores, you might not be able to use Apple Pay for purchases over 200 SGD.

South Korea

You might need to provide a signature for purchases over 50,000 KRW.

Taiwan

You might need to provide a signature for purchases over 1000 NTD.

Vietnam

You might need to sign a receipt or enter your PIN for transactions above 1M VND.

Europe

Armenia

You might not be able to use Apple Pay for purchases over 20,000 AMD.

Austria

You might need to enter your PIN for purchases over 25 EUR.

Azerbaijan

You might need to enter your PIN for purchases over 80 AZN.

Belarus

You might need to enter your PIN for purchases over 120 BYN (Visa) or 100 BYN (Mastercard).

Bulgaria

You might need to enter your PIN for purchases over 100 BGN.

Croatia

You might need to enter your PIN for purchases over HRK100.

Cyprus

You might need to enter your PIN for purchases over 50 EUR.

Czechia

You might need to enter your PIN for purchases over 500CZK.

Denmark

You might need to enter your PIN for purchases over 350 DKK.

Estonia

You might need to enter your PIN for purchases over 50 EUR.

Finland

You might not be able to use Apple Pay for purchases over 50 EUR.

France

You might not be able to use Apple Pay for purchases over 50 EUR.

Georgia

You might need to enter your PIN for purchases over 160 GEL (Visa) or 100 GEL (Mastercard).

Germany

You might need to enter your PIN for purchases over 25 EUR (Visa) or 50 EUR (Mastercard).

Greece

You might need to enter your PIN for purchases over 50 EUR.

Hungary

You might need to enter your PIN for purchases over 15000 HUF.

Iceland

You might need to enter your PIN for purchases over 7500 ISK.

Ireland

You might not be able to use Apple Pay for purchases over 50 EUR.

Italy

You might need to sign a receipt or enter your PIN for purchases over 25 EUR.

Kazakhstan

You might need to enter your PIN for purchases over 25000 KZT (Visa) or 20000 KZT (Mastercard).

Latvia

You might need to enter your PIN for purchases over 50 EUR.

Liechtenstein

You might need to enter your PIN for purchases over CHF40.

See Also
Apple Pay

Lithuania

You might need to enter your PIN for purchases over 50 EUR.

Luxembourg

You might need to enter your PIN for purchases over 25 EUR (Visa) or 50 EUR (Mastercard).

Malta

You might need to enter your PIN for purchases over 50 EUR.

Moldova

You might need to enter your PIN for purchases over 1000 Leu.

Montenegro

You might need to enter your PIN for purchases over 25 EUR.

Netherlands

You might need to enter your PIN for purchases over 50 EUR.

Norway

You might need to enter your PIN for purchases over 400 NOK (Visa) or 500 NOK (Mastercard).

Poland

You might need to enter your PIN for purchase over 100 EUR.

Portugal

You might need to enter your PIN for purchases over 50 EUR.

Romania

You might need to enter your PIN for purchases over 100 RON.

Serbia

You might need to enter your PIN for purchases over 4000 RSD.

Slovakia

You might need to enter your PIN for purchases over 20 EUR.

Slovenia

You might need to enter your PIN for purchases over 15 EUR.

Spain

You might need to enter a PIN for purchases over 20 EUR (Visa) or 50 EUR (Mastercard).

Sweden

You might need to enter your PIN for purchases over 400 SEK.

Switzerland

You might need to sign a receipt or enter your PIN for purchases over 80 CHF.

Ukraine

You might need to sign a receipt or enter your PIN for purchases over 15000 UAH (Visa) or 1000 UAH (Mastercard).

United Kingdom

You might not be able to use Apple Pay for purchases over 100 GBP.

Latin America and the Caribbean

Argentina

You might not be able to use Apple Pay for purchases over 8000 ARS.

Brazil

You might need to enter your PIN for purchases over 50 BRL.

Colombia

You might need to enter your PIN for purchases over 95,000 COP.

Costa Rica

You might need to enter your PIN for purchases over 30,000 CRC.

Dominican Republic

You might need to provide a signature for purchases over 50 DOP.

Ecuador

You might need to sign a receipt for purchases.

Mexico

You might need to enter your PIN for purchases over 1000 MXN.

Peru

You might not be able to use Apple Pay for purchases over 150 PEN.

Middle East

Bahrain

You might not be able to use Apple Pay for purchases over 50 BHD.

Israel

You might not be able to use Apple Pay for purchases over 300 ILS.

Jordan

You might need to enter your PIN for purchases over 150 JOD.

Kuwait

You might need to enter your PIN for purchases over 25 KWD.

Palestine

You might not be able to use Apple Pay for purchases over 75 USD/ILS.

Qatar

You might need to enter your PIN for purchases over 300 QAR.

Saudi Arabia

You might need to enter your PIN for purchases over 300 SAR.

United Arab Emirates

You might need to enter your PIN for purchases over 100 AED.

North America

Canada

You might not be able to use Apple Pay for purchases over 250 CAD.

United States

You might need to provide a signature for purchases over 50 USD.

Published Date:

About limits when using Apple Pay in stores - Apple Support (CA) (2024)

FAQs

About limits when using Apple Pay in stores - Apple Support (CA)? ›

You might not be able to use Apple Pay for purchases over 250 CAD. You might need to provide a signature for purchases over 50 USD.

Does Apple Pay have a limit in shops? ›

You can make secure contactless purchases above the £100 limit in shops, apps and on the web.

What are the Apple Pay limits? ›

You can only add money from a supported United States debit card or prepaid card that's in Apple Pay. Here are the limits: Per transaction, you can add a minimum of $10. Per transaction, you can add a maximum of $10,000.

What are Apple Pay restrictions? ›

Your account may be restricted if your identity verification fails multiple times, if there are multiple accounts tied to the same social security number, or if there's suspected fraud on the account.

Why is my Apple Pay declining when I have money? ›

Some possible reasons for why the transaction is declining even though the digital card still appears in the Apple wallet include: Your card has been temporarily locked. Your card or the transaction account has insufficient funds or limit for the transaction. An incorrect card PIN has been entered at the terminal.

How do I increase my Apple Pay limit? ›

Request an Apple Card credit limit increase
  1. Open the Wallet app and tap Apple Card.
  2. Tap the More button. , then tap Card Details. .
  3. Tap the Message button. .
  4. Type a message requesting a credit limit increase, then tap the Send button. .

Can you put a spending limit on Apple Store? ›

Set spending limits and get notifications for Apple Card Family participants. Account owners and co-owners can set spending limits for participants on their shared Apple Card account.

How to fix restricted Apple Pay? ›

Contact an Apple Cash Specialist at Green Dot Bank by calling (877)-233-8552.

Can you Apple Pay more than $100? ›

What is the limit on how much I can spend on an Apple Pay Transaction? For POS terminals in stores, the transaction limit is $100 per debit and credit purchase.

Why does the Apple Store keep declining my payment method? ›

There are a number of reasons the charge or verification might be declined: Apple is not allowed to accept credit or debit cards in your country. The card is not recognized in your country. Insufficient balance or account in arrears.

Why is Apple Pay not letting me pay? ›

If you see the message "This card cannot be used," check if your bank or card issuer currently supports Apple Pay: Apple Pay participating banks in Canada, Latin America, and the United States. Apple Pay participating banks in Africa, Europe, and the Middle East.

Why is my card being declined when I have money? ›

Your card may be declined for a number of reasons: the card has expired; you're over your credit limit; the card issuer sees suspicious activity that could be a sign of fraud; or a hotel, rental car company, or other business placed a block (or hold) on your card for its estimated total of your bill.

Can you use Apple Pay in most stores? ›

At stores and more. Apple Pay is accepted at over 85 percent of retailers in the U.S., so you can likely use it wherever and however you want. If you're not sure, just ask. Apple Pay works anywhere that takes contactless payments — from vending machines and grocery stores to taxis and subway stations.

Can I pay $10,000 with my debit card? ›

Yes, banks have debit card limits for how much you can spend or how much money you can withdraw at an ATM. Daily purchase limits can range from $300 to $10,000. Daily withdrawal limits for debit cards can vary from $200 to $5,000.

What is the limit on Apple Pay buy now pay later? ›

You can apply for loan amounts ranging from $75 to $1,000 and spread the cost of purchases across four installments over a six-week period. Apple Pay Later can be a great way to finance a purchase instead of racking up high-interest credit card debt.

Can you tap over 50 on Apple Pay? ›

While Contactless payments on your physical debit card are subject to a €50 threshold per transaction, Apple Pay will allow transactions over €50*, provided the available balance or credit limit exists. You also need to authorise every transaction by Touch ID or your passcode.

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