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- World Nomads
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- Travel Insurance
- Whats Covered
- Annual Multi Trip
Your passport to year-round adventures
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What is Annual Multi-Trip Travel Insurance?
Say goodbye to the hassle of buying insurance for every trip. Designed for frequent travellers, our World Nomads Annual Multi-Trip travel insurance covers multiple trips over a 12-month period.
Why chooseAnnual Multi-Trip Travel Insurance?
Cost-effective convenience? Check! Unlimited trips within 12 months? Check! Flexibility for solo, partners & families? Check! Our Annual Multi-Trip insurance has benefits to suit a range of needs.
How Does It Work?
With our Annual Multi-Trip policy, multiple journeys throughout the 12-month period are covered. Whether it's a quick city break or a month-long adventure, enjoy peace of mind knowing you're protected. Plus, the more you travel, the more you can save!
Buy travel insurance while travelling
If you're travelling and want to travel longer, World Nomads lets you purchase a new policy to keep you on the road.
24/7 Emergency Medical Assistance
Our Emergency Medical Assistance team can help you when you need it most, connecting you with medical treatment and transportation.
Travel Cover for 150+ Adventure Activities
At World Nomads, we love to explore our boundaries when we travel, so we've worked for over ten years developing a broad list of covered activities.
Donate to local communities
We connect our customers to projects run by established charities so you can fund projects in destinations with the greatest need.
A true claim story
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I was riding my mountain bike when I hit something and went over my handle bars. I put both hands out and broke my wrists and knocked myself out. I woke up in an ambulance and then went to Whistler Health Care Centre where I had x rays and further treatment.
U.K resident in Canada
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World Nomads has consistently matched my expectations as dependable travel insurance. They can easily be reached and address claims rapidly. Look no further and sign up for your next trip.
U.K resident
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I was so relieved and grateful to all of the World Nomads team to get insurance cover for my treatment this week whilst I have been sick in Vietnam. Thank you for all your hard work and understanding to manage my complicated case with negotiations and international correspondence. I received a truly professional service from you.
U.K resident in Vietnam
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Protect your trip from unexpected cancellation.
- Explorer Plan: £5,000
- Standard Plan: £3,000
Trip Protection
- Unexpectedly hospitalised?
- Called to jury duty?
- Been made redundant?
We’ve got your back.
Emergency Abroad Medical Expenses
Take the pain out of medical costs while traveling abroad.
- Explorer Plan: £10 million
- Standard Plan: £5 million
Emergency Medical Insurance
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transport
Expenses included in Emergency Medical limits.
Evacuation and Repatriation
- Injured abroad?
- Need a hospital urgently?
- You or a family member die?
Help starts here.
Protect your gear
Cover your lost, stolen or damaged gear and tech.
- Explorer Plan: £3,000
- Standard Plan: £1,500
Protect your gear
- Luggage lost?
- Passport pilfered?
- Tech Trashed?
Help starts here.
- Emergency Medical Expenses
- Baggage & Personal Belongings
- Cancellation
- Trip Curtailment
- Personal Accident
- Loss of Passport or travel documents
- Personal Liability
- Legal Expenses (Personal Liability)
This is a general summary for United Kingdom residents only. Restrictions, exclusions and limitations will apply. Benefit limits may vary depending on the plan chosen. Check the plan documents for full details.
Pre-existing medical conditions
You are not eligible to buy a policy if you travel against medical advice, travel with the intention of receiving medical treatment, or have a terminal illness. World Nomads policies cannot cover claims due to Pre-Existing Medical Conditions (PEMC), regardless of whether the condition is serious or not. You can still purchase a World Nomads policy, but the PEMC exclusion cannot be removed, and you will be responsible for any related costs.
For information on travel insurance providers that offer cover on PEMC, visit Money Helper or call 0800 138 7777.
We cover 150 + Adventure Activities you love + more
Snow
Water
Air
Land
Sports
Experiences
- Scuba diving
- Mountain biking
- Surfing
- Bungee jumping
- Skiing
- Snow Activities
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Included for all
Curling Ice skating – indoor Sleigh rides - horse drawn -
Optional extras
Glacier/ Ice walking Skiing/Snowboarding - Cross country Skiing/Snowboarding - Helicopter/Cat Skiing - Snowblading Skiing - Snowboarding (Terrain Park) Sledding
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- Water Activities
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Included for all
Banana boat rides Black water rafting Boating inland and coastal waters Fishing inland or coastal waters Fishing / angling (ice) Hydro foiling Jet boating Parasailing River boarding / hydro speeding Rowing / sculling Sailing / yachting Scuba diving - to 30 metres Scuba diving - unqualified Sea kayaking / sea canoeing - inland/coastal waters Shark cage diving - to 30 metres Shark cage diving - unqualified Snorkelling Speed boating Stand up paddle surfing Surf boat rowing Swimming pool Swimming with whales Tubing on rivers Water polo Water skiing / wakeboarding White water rafting Windsurfing / sail boarding - inland or coastal waters -
Optional extras
Boating - outside coastal waters Jet skiing Kite boarding Kite surfing Outrigger canoeing Sailing / yachting - outside coastal waters Spearfishing Surfing Water skiing - barefoot
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- Air Activities
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Included for all
Abseiling Aerial safari Hot air ballooning Zip line -
Optional extras
Bungee / Bungy jumping Skydiving/ Parachuting (Tandem jumps only)
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- Land Activities
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Included for all
Aerobics Ballet Bowling Bushwalking up to 3,000 metres Camel riding Camping up to 3,000 metres Caving - sightseeing Cycling / biking / mountain biking - incidental to the trip Dance Dogsledding Fell running / fell walking up to 3,000 metres Fitness training Go karting Hiking up to 3,000 metres In-line skating Kite flying Moped riding / scooter biking under 125cc Motor biking - including as a pillion passenger - under 125cc Motor racing experience - passenger only Mountain biking - general Orienteering Outdoor endurance course up to 3 miles Outward bound Paint balling Rock climbing - indoor Safari tours Segway Skateboarding - ramp / half pipe / skate park / street Snooker Theme parks / fairgrounds Tuk Tuk - as a passenger Walking up to 3,000 metres War games - online gaming War games / military simulation -
Optional extras
Backpacking up to 6,000 metres Bushcraft up to 6,000 metres Bushwalking up to 6,000 metres Camel trekking - overnight Camping up to 6,000 metres Canyoning Cycling / biking - independent cycle touring Dirt boarding Elephant trekking - overnight Fell running / fell walking up to 6,000 metres Hiking up to 6,000 metres Kite buggy Kite wing Land surfing Trekking up to 6,000 metres
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- Sports Activities
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Included for all
Athletics Badminton Baseball Basketball Cheerleading Clay pigeon shooting Cricket Darts Flag football/rugby/ gridiron – non contact Football Frisbee / Ultimate frisbee Golf Gym training Gymnastics Handball / Tchoukball Hockey Horse riding - leisure/social/non-competitive riding Netball / Korfbal Lacrosse Martial arts training - non-contact Netball Rambling - up to 3,000 metres Rifle range / sports shooting Roller skating Rollerblading Rounders Running / jogging - half marathon distance or less Soccer Softball Squash / racquet ball Table tennis Tennis / Pickleball Trampolining Triathlon - up to sprint distance Volleyball Wake skating Wakeboarding Weight training Yoga -
Optional extras
Bicycle polo Boxing Camogie Football (Gaelic Football) Hurling Martial arts - Judo & Karate only Rugby - league / union Running - up to marathon distance Triathlon - up to middle distance Via ferrata
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- Experience Activities
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Included for all
Working - any professional, clerical or administrative work. Working - as a classroom teacher or classroom assistant Working - au pair, nanny or child minder Working - retail, bar or hospitality work involving light duties only -
Optional extras
Working - general work and manual work not involving the use of mechanical or industrial machinery at a height not exceeding 2 metres above ground level
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Blue activities are automatically included in both the Standard and Explorer plans. All sports listed in orange will need to be added to your policy at the time of purchase. The list is intended as a guide only and there may be restrictions on what you can do, so read the policy wording or contact us. For a more detailed list click here
24/7 Emergency Medical Assistance
If you need medical assistance or emergency medical evacuation our team is available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Wherever you are, we’re here 24/7 to help you in any emergency.
Are you in need of Emergency Medical Assistance right now?
For policies purchased on or after 27 June 2024
+44 (0) 144 444 2021 (Call via an operator reverse charges. Not toll free.)
For policies purchased before 27 June 2024:
Phone: +44 (0) 203 093 1750 (Call via an operator reverse charges. Not toll free.)
Contact the team
Simple and flexible travel insurance designed by travelers, for travelers. See why over 3 million travelers have chosen World Nomads for more than 20 years.
Frequently asked questions
- Can my kids travel on my Annual Multi-Trip travel insurance policy?
Absolutely! And the best part? When you purchase a World Nomads Annual Multi-Trip travel insurance policy, any of your children aged under 18 that are named on the policy will be covered at no extra cost. And what’s more, your kids are also covered even if they go on holiday with another adult – a friend or relative for example. Please note exclusions will apply for pre-existing medical conditions.
- Can I cancel my Annual Multi-Trip travel insurance?
Of course. World Nomads customers have up to 21 calendar days from when we issue your Certificate of Insurance and policy wording to cancel your Annual Multi-Trip travel insurance policy. This is referred to as your cooling-off period. If you do choose to cancel your policy within the cooling-off period, we will refund your premium, provided that:
- you haven’t travelled under your policy; and
- you are not making a claim; and
- you are not exercising any other right under the policy.
If you cancel outside of the 21-day cooling-off period, no premium will be refunded. However, discretion may be exercised in exceptional circ*mstances to provide a refund for unused cover; those exceptional circ*mstances being bereavement or an unexpected change to your policy resulting in us being unable to continue to cover you. The unused premium will be calculated on a sliding scale basis
- Is AMT cheaper than a single-trip policy?
An Annual Multi-Trip policy is not cheaper than a Single-Trip policy as a single item purchase. However, it can be far more cost-effective if you plan on taking two or more trips in a year. You’re free to roam without having to purchase an individual policy every time the wanderlust takes hold with Annual Multi-Trip. Just remember to purchase a policy that will cover you for the areas you intend to travel to.
- Does AMT cover domestic travel?
Our Annual Multi-Trip policy offers cover if your country of residence is the United Kingdom for both international and domestic travel.
- Will my Annual Multi-Trip policy renew annually?
World Nomads Annual Multi-Trip policies are not currently set-up to auto-renew. We will contact you four weeks in advance of your policy ending to let you know that it is set to expire and give you ample time to purchase your next policy, to avoid any unintended break in your period of cover. Upon your policy’s expiration you will no longer be covered.
- Is there a limit on the number of trips I can take with AMT?
There is no limit on the number of trips you can take each year with our Annual Multi-Trip policy. Just be sure you have selected an appropriate policy that will offer cover for the regions you intend to travel to.
- Is there a limit on the duration of each trip with AMT?
While there is no limit on the number of trips you can take each year with an Annual Multi-Trip travel insurance policy, there is a cap on the total number of days you can be away throughout the year. Trips are limited to 31 days under our Standard plan and 45 days under our Explorer plan. If your planned trip is longer than an Annual Multi-Trip permits you might want to consider taking out a single trip policy instead.
