FAQs
The best unsecured credit card for a 500 credit score (and one of the easiest to get) is the Credit One Visa card. This card offers a $300 starting credit limit, the potential for automatic credit line increases, and rewards on select purchases.
What can I get approved for with a 500 credit score? ›
What Does a 500 Credit Score Get You?
Type of Credit | Do You Qualify? |
---|
Secured Credit Card | YES |
Home Loan | YES (FHA Loan) |
Unsecured Credit Card | MAYBE |
Auto Loan | NO |
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What is the best credit card for a 520 credit score? ›
The best credit card for a 520 credit score is the OpenSky® Plus Secured Visa® Credit Card because it does not check your credit score when you apply and has a $0 annual fee. The OpenSky® Plus Secured Visa® Credit Card also reports to the credit bureaus on a monthly basis.
What is the easiest card to get approved? ›
Easiest credit cards to get approved for
- Best for unsecured card: Capital One Platinum Credit Card.
- Best student dining card: Capital One SavorOne Student Cash Rewards Credit Card.
- Best for students: Discover it® Student Cash Back.
- Best for no annual fee: Citi Double Cash® Card.
What credit card will approve you no matter what? ›
The OpenSky® Plus Secured Visa® Credit Card is the easiest credit card to get because you can qualify even with bad credit as there's no credit check for new applicants. The OpenSky Plus Card also has a $0 annual fee and reports to the major credit bureaus, making it easy to save money and build credit.
Which bank approves a credit card easily? ›
Comparing the easiest cards to get
Card Name | Annual fee | FICO score required |
---|
Bank of America® Unlimited Cash Rewards Secured credit card | $0 | No credit history |
Capital One Platinum Secured Credit Card | $0 | No credit history |
Indigo® Mastercard® | $0-$99 depending on creditworthiness | 300 to 670 |
Capital One Platinum Credit Card | $0 | 580 to 740 |
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How can I raise my credit score 100 points in 30 days? ›
Improving your credit in 30 days is possible. Ways to do so include paying off credit card debt, becoming an authorized user, paying your bills on time and disputing inaccurate credit report information.
What is the easiest unsecured credit card to get approved for? ›
Some of the easiest unsecured cards to get approved for are the Indigo® Mastercard®, Mission Lane Visa® Credit Card and Milestone® Mastercard®. While these cards are geared toward people with bad credit and have easy approval odds, they tend to charge high fees and interest, which can make building credit costly.
What credit card starts with the highest credit limit? ›
Highest Credit Card Limits of 2024
- Chase Sapphire Reserve®: $10,000+ credit limit.
- Chase Sapphire Preferred® Card: $5,000+ credit limit.
- Wells Fargo Reflect® Card: $1,000+ credit limit.
- Wells Fargo Active Cash® Card: $1,000+ credit limit.
- Chase Freedom Unlimited®: $500+ credit limit.
What credit score is needed for a $5000 card? ›
Maria Adams, Credit Cards Moderator
A credit score of 700 or better is typically needed for a card that offers a $5,000 credit limit.
The best type of credit card for a 554 credit score is a secured credit card. Secured cards give people with bad credit high approval odds and have low fees because cardholders are required to place a refundable security deposit.
What credit cards have the highest approval rate? ›
Comparing the best instant approval credit cards
Card Name | Best for | Bankrate Score |
---|
Discover it® Secured Credit Card | Earning rewards | 4.5 |
Capital One Platinum Secured Credit Card | Credit building | 4.1 |
OpenSky® Secured Visa® Credit Card | No credit check | 3.1 |
UNITY® Visa Secured Credit Card | Credit utilization ratio | 3.0 |
7 days ago
Which Chase cards are easiest to get approved for? ›
We recommend the Chase Freedom Rise℠ as one of the easiest Chase cards to get approved for, thanks to its more lenient credit requirements. But if you already have good credit, consider applying for better rewards cards like the Chase Freedom Unlimited® and Chase Sapphire Preferred® Card.
Which American Express card is easiest to get approved? ›
The Blue Cash Everyday® Card from American Express and the American Express Cash Magnet® Card are two of the easiest Amex cards to get approved for because they only require good credit. While the best American Express credit cards aren't that easy to obtain, there are several credit cards from other...
What's the lowest credit score to get a credit card? ›
You need a credit score of 550 to 750 to be approved for most unsecured credit cards. The higher your credit score is, the better your chances of getting approved for one of the best credit cards with no security deposit will be.
Can you get approved for a credit card with a 540 credit score? ›
With an 540 credit score, you're unlikely to get approved for a traditional credit card. Credit cards are unsecured forms of debt, so banks tend to be a bit more cautious compared to loans backed by specific assets, like mortgages and auto loans. Having said that, there are a couple of options.
What credit card can I get with a 524 score? ›
Popular Credit Cards for a 524 Credit Score
- Best Overall: Discover it® Secured Credit Card.
- No Credit Check: OpenSky® Secured Visa® Credit Card.
- Unsecured: Credit One Bank® Platinum Visa® for Rebuilding Credit.
- Rewards & No Annual Fee: Capital One Quicksilver Secured Cash Rewards Credit Card.