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FAQs
Block Debit / ATM card? ›
Block ATM Card Online
Can I temporarily block my ATM card? ›Yes, many banks offer the option to temporarily block ATM cards, preventing unauthorised use while allowing you to unblock it later. Check your bank's app, website, or contact customer service for this feature.
Can you block a debit card? ›Individuals can also block their cards by calling on a toll-free phone banking number provided by the bank. There are pre-recorded instructions related to various services. After selecting the debit/credit card block option, one will have to provide card block details to the assigned customer care executive.
Will I still be charged if I block my debit card? ›It allows you to freeze your card or account temporarily and block further charges. Locking will typically prevent new transactions but leave automatic payments, such as bills, bank fees, and subscriptions, enabled. It also won't stop transactions that you initiated before locking the card.
What happens when an ATM card is blocked? ›When your card is blocked, you cannot make online payments as it will get declined. Also, the card will not be read by the card reader at the ATM or it will not accept the PIN or decline the transaction again.
How can I block my ATM card without going to bank? ›Block ATM Card Online
Go to the bank's official website and login to the net banking section. After logging in to the bank net banking portal, the cardholder should look for the “ATM Card Block” section and follow the steps required by the bank.
To block your Access Bank ATM card using USSD code, dial *901*911# on your registered mobile number. This will initiate the card-blocking process. Follow the on-screen prompts and provide the necessary information to complete the process and block your ATM card.
What happens when you temporarily block your debit card? ›Temporarily blocking will lock your card, restricting all new transactions on your card. This includes new ecommerce or in-store purchases, bills payments, and subscriptions charges.
Is there a way to lock your debit card? ›Credit card companies call the feature different names, often using the terms "lock" or "freeze." To initiate an immediate lock or to cancel a lock, use your card issuer's mobile app or log in to your online account to activate an on-off switch. Many debit card accounts also feature a lock.
How do I temporarily block my bank card? ›If you can't find your debit card, freezing it stops it being used by anybody else. On Online Banking, as soon as you click the 'Freeze card' button, it'll be frozen instantly. If you are using your mobile app, you can use the 'Card Freeze' setting. That means there's no rush to report your card lost or stolen.
How long can a debit card be blocked? ›
Paying your bill with that same card means your final charge will most likely replace the block in a day or two. But if you pay that bill with a different card — or with cash or a check — the block may last up to 15 days. That's because the card issuer doesn't know you paid another way.
How long is a temporary block on debit card? ›Once you put a temporary lock on your card, it will be locked for 15 days.
Can you withdraw money from a blocked debit card? ›So if your card is blocked for any suspicious reason while you're on the road, the first thing you should do is scope out an ATM nearby. Then, when you speak to your bank to arrange for the new card, you can also arrange to withdraw some emergency cash.
What is the advantage of blocking ATM card? ›The ability to temporarily restrict the use of your ATM or debit cards has been made easier:
- Prevent someone from using your card if misplaced.
- Keep your account secure by declining new or unexpected transactions.
- Quickly unblock your card at any time for immediate use.
You can directly approach your bank or its branch and submit a written application, requesting an automatic unblock of the ATM card. To verify your identity as the card's user, you must submit ID and address proof. Once these details are verified, the bank will unblock your card.
What will happen to my money if my debit card is blocked? ›While a block on a credit card can cause you to bump up against your credit limit and have charges declined, a block on your debit card can cause any payments you're making from your linked bank account to bounce, potentially resulting in late fees and other penalties.
How do I temporarily lock my debit card? ›Locking and unlocking your card
It's easy to instantly stop purchases temporarily. Here's how: After signing in, tap the checking account your debit card is linked to. Swipe up to Account services and tap "Lock & unlock card"
A 'soft block' on your debit card allows you to unblock the card in the future. A 'hard block' will render the card unusable permanently and cannot be unblocked. If your card is hard-blocked, you will need to order a new card.
What does temporarily blocking a card do? ›If you can't find your card, you can put a temporary block on your card while you try to find it. This will stop anyone from being able to use the card while you look for it. If you do find your card, you can easily lift the temporary block.