Can I send money internationally using Zelle? (2024)

FAQs

Can I send money internationally using Zelle? ›

Can I send money through Zelle internationally? Zelle is only available for customers with a US bank account and US registered mobile number. That means it's not an option for sending international payments to friends and family overseas. Read on for some international Zelle alternatives.

Zelle services domestic money transfers only. This means it can only be used to send and receive funds to someone who has a bank account within the United States.

Does Zelle work internationally? Zelle works only with U.S. bank accounts. It doesn't work for sending money to or from a bank outside the country.

With PayPal, you can send money internationally to another PayPal account just like you would domestically. Xoom, a PayPal service, offers more delivery options like cash pick up, bank account transfer, and more.

You can use your Cash App account to send money from the US to the UK or vice versa. Other destination countries and currencies are not supported by Cash App. To make cross border payments with Cash App, both the sender and the recipient need their own Cash App accounts.

Bank Transfer

Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money.

You need the recipient's details

You'll need the following information before you can transfer money internationally: Recipient's name and home address. The SWIFT or Bank Identification Code (BIC) of the recipient's bank. Sometimes you'll be asked for a BIC or a SWIFT code – they're the same thing.

What countries don t have Zelle? ›

In order to use Zelle, the sender and recipient's bank accounts must be based in the U.S.

CAN I USE ZELLE® INTERNATIONALLY? In order to use Zelle^®, the sender and recipient's bank accounts must be based in the U.S.

Wire transfer fees generally range from $0 to about $50. The median wire transfer fee for the institutions we surveyed is $15 for incoming domestic wire transfers, $25 for outgoing domestic wire transfers, $15 for incoming international wire transfers and $45 for outgoing international wire transfers.

The cheapest way to send money internationally is to transfer funds directly from your bank account to a recipient's bank account. Most transfer services charge additional fees for debit card or credit card payments and cash pickups. Credit card payments will incur additional charges from your credit card provider.

If you need to send over $1,000 to an overseas bank account and speed isn't a concern, consider OFX. This online money transfer service is available in 190 countries and doesn't charge fees. You can send money directly from your bank account using the OFX website or mobile app.

No, Venmo does not work internationally. Its functionalities are strictly limited to the United States. Here is why: Geographic Restriction: Venmo is only available for users residing within the U.S. and requires them to have U.S. bank accounts linked to their accounts.

Additionally, if you choose to use Venmo to pay for goods or services abroad, you may be charged a transaction fee of 1.9% of the transaction amount plus a fixed fee of USD 0.10. This increases to 2.29% and USD 0.09 for Tap to Pay purchases.

The Venmo Debit Card may currently only be used in the U.S. and U.S territories, at U.S. merchants for transactions in USD. Please note Venmo and the Venmo Debit Card cannot be used with international merchants, even if you are placing an online order from the U.S.

Make international payments

Open the Google Pay app . Tap Scan QR code. Scan the international merchant's QR code. Enter the amount in payable foreign currency.