Can I withdraw cash using my American Express® Card? (2024)

FAQs

Can I withdraw cash using my American Express® Card? ›

Through our bank partnerships, American Express Card Members can access cash at more than 1.5 million ATMs worldwide.

Yes, your American Express^® Credit Card gives you the flexibility to withdraw cash from any eligible ATM.

The American Express cash advance fee is 5% (min $10) per transaction, whichever is higher. A cash advance fee is a fee charged when using an American Express credit card for cash withdrawals at an ATM.

If you have access to an ATM with the American Express logo, you can take a cash advance in person, using your PIN. To find out if there's one near you, use American Express's ATM locator.

American Express National Bank: Customers can withdraw up to $1,000 a day at an ATM. Bank of America: The maximum daily withdrawal amount using an ATM is $1,000 and cannot exceed 60 bills in one transaction. The limit is $800 for ATM withdrawals set up in advance using the bank's mobile app.

For purposes of transferring funds to or from an external bank, business days are Monday through Friday, excluding holidays. Transfers can be initiated 24/7 via the website or phone, but any transfers initiated after 7:00 PM Eastern Time or on non-business days will begin processing on the next business day.

American Express® App You can quickly and easily view your PIN on the Amex App. Simply go to the 'Account' tab and then select 'Manage Card PIN'. Tap 'View PIN' and answer the security questions.

No minimum balance is required to open an account or earn interest, and no minimum balance fees are charged for Rewards Checking Accounts. Inactive and/or unfunded accounts may be subject to closure.

The American Express Serve prepaid card withdrawal limit is $750 per day. Please note that the ATM you are withdrawing from may impose its own limit, which could be lower than $750. For more information, please call customer service at 1‑800‑954‑0559.

The Cash advance limit is a portion of the overall Credit limit, ranging from 20% to 40%. For instance, if your Credit limit is Rs 1,00,000 then you can withdraw between Rs 20,000 to Rs 40,000 as cash. The remaining balance can be used for Card transactions only.

Is American Express a bank or card? ›

American Express is an online-only bank with no physical bank branches for customers to visit. Banking customers must do all of their banking online or via mobile app. Must have an Amex card to open a checking account.

You can request a cash advance from an ATM that accepts your credit card's payment network (Visa, Mastercard, American Express or Discover). To get an advance, you'll need your physical card and a personal identification number (PIN), which you can get from your card issuer.

To avoid charges when withdrawing money from a credit card, use it only in emergencies, repay the amount as quickly as possible to minimise interest, seek cards with low cash advance fees, and consider alternatives like personal loans or overdraft protection which might offer lower costs.

The Express Cash and Cash Advance programs allow you to use your Card along with a Personal Identification Number (PIN) to withdraw cash at participating ATMs worldwide. You can find these ATMs using the atm locator. Your Card type will dictate whether you have access to the Express Cash or Cash Advance program.

You can withdraw cash anywhere you see an American Express logo, including unlimited fee-free ATM withdrawals with your Debit Card at over 70,000 Allpoint® and MoneyPass^® ATM locations nationwide. Visit americanexpress.com/rewardscheckingfeefreeatm to find a full list of fee-free Allpoint® and MoneyPass® ATMs near you.

If you have a Consumer or Business Green, Gold or Platinum Card, your Card does not have a credit limit. Instead, your Card has no preset spending limit unless you have been previously notified otherwise. No preset spending limit means the spending limit is flexible.

The redemption of Points for Credit will be applied within 3 business days. It cannot be reversed and is not redeemable for cash via a credit balance refund.

The American Express Serve prepaid card withdrawal limit is $750 per day. Please note that the ATM you are withdrawing from may impose its own limit, which could be lower than $750. For more information, please call customer service at 1‑800‑954‑0559.

Getting cash from a credit card is one way to ensure you have money when you need it, but requesting a cash advance at an ATM can cost you. Expect to pay a cash advance fee at the ATM, and expect to pay a higher interest rate on any cash you withdraw.

You can get a Credit One Bank American Express® Card cash advance by using your card and PIN at any ATM that accepts American Express.