Cardless Cash Withdrawal Process
Step 1: Adding a Beneficiary
For 1st time users, a beneficiary needs to be registered. Registration of a beneficiary needs to be done through NetBanking and is required only once per beneficiary.
- Login to NetBanking
- Select Funds Transfer tab >>> Request >>> Add a Beneficiary >>> Cardless Cash Withdrawal
- Enter the beneficiary details, click on Add and Confirm
- Confirm the mobile number and enter the OTP received for validation
(Please note that after completing the addition of the beneficiary it will take30 minutesfor the beneficiary details to reflect in your account.)
Step 2: Sending money to an added Beneficiary
- Login to NetBanking
- Select Fund Transfer >>> Cardless Cash Withdrawal
- Select the Debit Bank Account
- Select beneficiary from list of registered beneficiaries (Mobile number gets auto populated)
- Check the beneficiary details, enter the amount, click on continue and confirm
- Confirm the mobile number and enter the OTP to validate the transaction
- The beneficiary will receive an SMS containing the OTP, nine-digit order ID and the amount
Step 3: Withdraw cash at HDFC Bank ATMs by the Beneficiary
- The beneficiary visits HDFC Bank ATM and selects Cardless Cash (option will be displayed in IDLE loop screen)
- Select the language
- Customer will be asked to enter the following details in a sequential manner
a. OTP
b. The beneficiary mobile number
c. Nine digit order ID
d. Amount of the transaction.
Once the above details are validated the cash will be disbursed by ATM.
Important Instructions
Cardless cash withdrawal request can be initiated for a minimum of Rs.100 per transaction and up to a maximum of Rs.10,000 per day or Rs.25,000 per month for a beneficiary (The limits are subject to change as per regulatory guidelines).
A successful cardless cash withdrawal request will be valid for a period of 24 hours from the time of creation of request. After expiry of 24 hours, the request will be reversed to the initiators account which was debited.
FAQs
With Cardless Cash, you can simply generate a 6-digit cash code in our Mobile Banking App and use it to withdraw cash at any St. George, Bank of Melbourne, BankSA, Westpac or select Westpac Group partner ATMs.
How can I withdraw cash from bank without card? ›
You can use the UPI QR cash facility to withdraw money from ATMs across India without using cards. Some banks also offer ATM cash functionality through mobile banking or net banking portals. You need to be logged in on the mobile app or net banking portal to opt for this facility.
Can I deposit cash in an ATM without a card? ›
Depositing money in an atm without a card
Simply select "Cash deposit without a card." Enter the account number you want to deposit money into. The account holder's name will appear on the machine. Click "Enter" if the displayed name is accurate.
Can I withdraw at ATM without a card? ›
A cardless ATM—or contactless ATM—allows you to access your bank account and withdraw money without a physical card. To use the cardless option at the ATM, you'll typically need your financial institution's mobile app or your card information stored in your mobile wallet.
Can I withdraw cash from bank without card? ›
Withdrawing cash from ATMs without a bank card
The process may vary depending on your provider, but cardless cash withdrawals usually involve you signing onto the app to access your account. Select the option on the app and, depending on the bank, you may have to go through additional security.
Can I withdraw cash from debit card without card? ›
Can I use 'Cardless Withdrawal' if my Debit Card is lost or has been stolen or blocked? Yes, you can.
How much cardless cash can I withdraw? ›
The daily withdrawal limit for Cardless Cash is $500. There is no limit on the number of transactions per day provided the total amount withdrawn that day does not exceed $500 or your NetBank transfer limit.
What ATM has cardless? ›
Banks offering access to cardless ATMs include:
- Bank of America.
- Capital One.
- JPMorgan Chase.
- U.S. Bank.
- Wells Fargo.
If you choose to opt in to debit card and ATM overdraft, you are usually allowed to make ATM withdrawals and debit card purchases even if you do not have enough funds at the time of the transaction. However, you will generally incur fees on transactions that settle against a negative balance later.
What is mobile cash withdrawal? ›
Set up cash withdrawal instructions in advance with the HSBC HK Mobile Banking app33 View footnote 3. Shorten time spent at the ATM. Simply generate and scan a QR code at the ATM to get your cash—all in a flash and with less physical contact at the ATM! Keep your cards and cash safe.
Create your ATM Deposit Code online (only available for business accounts) Then scan the code and choose Cardless Deposits from the main screen to deposit money at any ATM with instant deposit. You can also print or send the Deposit Code to someone via SMS or email.
Is there a way to deposit cash without card? ›
Deposit cash without your debit card
You can pay money into your account using a pre-printed paying-in slip if you don't have a debit card. These slips are personalised. If you don't have any, call into a branch and we'll order you some, or give us a call.
How to transfer money without an ATM card? ›
Visit a bank or bank branch and request a money transfer by providing the recipient's bank account information and possibly ID. Write a cheque to the recipient and give it to them in person, or mail it to them. Give cash to the recipient in person.
Can I deposit cash without a card? ›
You can pay money into your account using a pre-printed paying-in slip if you don't have a debit card. These slips are personalised. If you don't have any, call into a branch and we'll order you some, or give us a call.
