How can I get cheaper cover?
There are a few ways to get a cheaper contents insurance quote:
Change your excess
The amount you agree to pay towards the cost of a claim can affect the overall cost of your policy. Our data shows those who chose to pay £250 towards the cost of a claim paid 22% less** for their contents insurance than those who chose to pay £0. Just make sure you choose an excessamount you can realistically pay if you need to make a claim.
Pay annually instead of monthly
While it can be convenient to pay monthly, paying annually for your cover is often far cheaper. In fact, our data shows that paying annually could save you up to 14%** on your contents insurance.
Upgrade your home’s security
These reduce your risk of being burgled. And the lower your risk, the lower your insurance costs could be. Burglar alarms, secure locksand CCTV cameras are all great ways of improving your home’s security.
Insure yourself for the right amount
Taking out too much cover means you’re paying for insurance you don’t need. As an example, the average policy price for £50,000-£59,999 of cover is £68. But for £40,000-£49,999 of cover it’s £63**. So getting it right could help you save.
**Based on Confused.com data, April - June 2024.
