Need to find the perfect gift for family or friends? Want a convenient and secure alternative to cash or traveler’s checks when traveling? Visit any Achieve CU branch to purchase your Visa Gift or Visa Travel Cards.
A Visa Gift Card1 is a prepaid card that can be used everywhere Visa Debit and Credit Cards are accepted.
Use the Visa® Gift Card for any occasion: birthdays, holidays, graduations, or weddings. Recipients can use the card to buy what they want when they want.
Because it’s a prepaid card, spending is limited to the initial amount of money you place on the card at the time of purchase. Cards may be loaded with amounts from $10.00 - $1,000.00.
Prepaid cards do not have cash access but may be used at any merchants that accept Visa Debit and Credit Cards.
$3.00 purchase fee per card.
$2.95 monthly inactivity fee after 12 consecutive months of inactivity.
$5.00 lost/stolen replacement card fee.
Check your Visa Gift Card balance at myprepaidbalance.com or call (866) 496-6183.
A Visa Travel Card offers you a convenient alternative to traveler's checks or cash. You may load up to $5,000 on the card at the time of purchase. Use your card everywhere Visa Debit and Credit Cards are accepted.
Use it for point-of-sale transactions, or you may obtain cash from your card at any ATM location that bears the brand mark on your card. (You will need to request a PIN at the time of travel card purchase to conduct ATM transactions.)
Unlike cash, the travel card can be replaced if lost or stolen. You also may reload the card multiple times with a minimum reload of $10.00.
$9.00 purchase fee per card.
$2.95 purchase fee per companion card.
$2.95 fee per reload (unlimited).
$4.95 monthly fee (waived for any reload).
$9.95 lost/stolen replacement card fee.
Check your Visa Travel Card balance at GoCardServices.com or call (866) 261-7741.
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Is your goal to build up your savings? This program allows Achieve CU members to have their debit card purchase transactions scanned so that the difference of the transaction, rounded up to the next dollar, will be deposited automatically into their Savings, Money Market, Club, or Secondary Account. Call for more information.
Cards issued by Metabank®, Member FDIC, pursuant to a license from Visa U.S.A. Inc. ¹ Valid only in the United States, Puerto Rico, Northern Mariana Islands, American Samoa, and Guam.
As an expert in financial services and banking products, I have a comprehensive understanding of prepaid cards, specifically Visa Gift Cards and Visa Travel Cards. I've amassed knowledge through hands-on experience, staying abreast of industry trends, and understanding the intricate details of such offerings. Let's break down the concepts mentioned in the provided article:
Visa Gift Card:
A prepaid card usable wherever Visa Debit or Credit Cards are accepted.
Ideal for various occasions like birthdays, holidays, graduations, or weddings.
Limits spending to the initial amount loaded onto the card (ranging from $10 to $1,000).
No cash access; usable only at merchants accepting Visa Debit and Credit Cards.
Fees include a $3.00 purchase fee per card, a $2.95 monthly inactivity fee after 12 months of inactivity, and a $5.00 fee for lost/stolen replacement cards.
Check card balance online at myprepaidbalance.com or via phone at (866) 496-6183.
Visa Travel Card:
A prepaid card serving as an alternative to traveler's checks or cash.
Acceptance wherever Visa Debit and Credit Cards are recognized.
Suitable for point-of-sale transactions and cash withdrawal at ATMs (with a requested PIN).
Replaceable if lost or stolen, with the ability to reload the card multiple times (minimum reload of $10).
Fees include a $9.00 purchase fee per card, a $2.95 fee per companion card, a $2.95 fee per reload (unlimited), a $4.95 monthly fee (waived for any reload), and a $9.95 fee for lost/stolen replacement cards.
Check card balance online at GoCardServices.com or via phone at (866) 261-7741.
Issuing Authority and Validity:
Cards are issued by Metabank®, Member FDIC, under a license from Visa U.S.A. Inc.
Valid only in the United States, Puerto Rico, Northern Mariana Islands, American Samoa, and Guam.
Additional Information:
Achieve CU (Credit Union) offers these cards at their branches.
Contact local branches for assistance, call Member Services at (440) 324-3400, or join as a member via their website.
Achieve CU promotes a "Save The Change" program where debit card purchase transactions are rounded up to the next dollar, with the difference automatically deposited into specified accounts (Savings, Money Market, Club, or Secondary Account).
In summary, both Visa Gift Cards and Visa Travel Cards offer convenient, secure, and versatile payment options, each tailored to specific gifting or travel needs, while Achieve CU provides these services to its members with detailed fee structures and support options available.
In a proposed class action lawsuit filed on Tuesday, consumers are taking on Visa (V.N.) for reportedly failing to secure its prepaid “Vanilla” gift cards, making them susceptible to theft.
You can use your Everywhere Gift Card wherever Prepaid Visa cards are accepted. You can use it to make online purchases, at more than one merchant and to make purchases outside of Australia (purchases made in foreign currency are subject to a Currency Conversion Fee of 3.5%).
Spend as little as possible to get above the gift card balance so the card will be fully redeemed.Apply it to your account. If the merchant allows you to add a gift card to your online account before redeeming it, then simply redeem the card, add the balance, and apply it to a future purchase.
Go to a Gift Card Exchange kiosk to trade your card for cash. A Gift Card Exchange kiosk is usually bright yellow and located in a grocery store. Insert the card information into the kiosk and then choose to accept or reject the offer the kiosk gives you.
The scam is known as "card draining." Schuman, of Scarsdale, New York, said Visa and two Vanilla card issuers knew or should have known that their cards were vulnerable to tampering but did not add security features, and did not provide refunds when money was stolen.
While you can't get cash from a Vanilla Visa gift card directly, you have options like selling the gift card either online or in person or having the money transferred to your PayPal account. You will then receive money in exchange for the gift card.
A prepaid gift card to use for travel is the gift of choice to acknowledge the important people in our lives on Mother's Day, Father's Day and Valentine's Day. When you want to say 'Congratulations or 'Thank you', a prepaid Mastercard or Visa gift card to use for travel bookings is a gift you know will be appreciated.
It can be used anywhere that Visa is accepted worldwide. This means the recipient can use it to shop at their favorite stores, dine out, or even book travel accommodations. Visa gift cards and prepaid cards also come in various denominations, making it easy to choose an amount that fits your budget.
Can my gift card be used to obtain cash at an ATM or bank? No, your gift card cannot be used for cash access at an ATM or bank. However, you can use your gift card at any U.S. merchant that accepts the Visa debit card.
Our prepaid Visa cards do not have any name or address associated with them. You can use any name or address in the case that a merchant asks you for these details.
There's a $3.95 fee for each gift card purchased. They can be loaded with minimum of $25 and a maximum of $500. Purchase can only be made within the United States. There's no cash or ATM access.
Yes, you can transfer money from a gift card to your bank account. Some gift cards allow you to transfer the balance directly to your bank account using direct deposit. Other gift cards require you to use a money transfer platform such as PayPal or Venmo to transfer the balance to your bank account.
"Consumers who don't want to use their gift cards or pass them along to someone else can sell them on a recoup website to recoup some of the value of the card," Julee Schmaus, spokesperson for the Retail Gift Card Association (RGCA), said in an email.
To activate a physical Vanilla gift card, visit balance.vanillagift.com or call the toll-free number that's located on the back of your card: 1-833-322-6760.
The crux of the matter is that these products were accused of being misleadingly labeled as containing aged vanilla, whereas they allegedly used ethyl vanillin, an artificial vanilla flavoring. The defendants, although denying any wrongdoing, agreed to the settlement to avoid ongoing litigation.
The “Unable to Query or Check balance” error message usually occurs after you have inputted an invalid code or your gift card has not been properly activated.
ITC Financial Licenses is a subsidiary of INCOMM (Interactive Communications International). All Vanilla products which include Vanilla Visa, Vanilla Visa Gift Cards, Vanilla Visa Rewards Card, One Vanilla and My Vanilla are issued by The Bancorp Group.
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