MoonPay’s supported payment methods (2024)

We offer various payment methods for customers worldwide. Below is the complete list of accepted payment methods and the countries where they are available:

Payment MethodNon-USUSSpeed
Credit/debit card (including MasterCard, Visa, and Maestro)Instant
Apple PayInstant
Google Pay (supported only on Android devices)Instant
SEPA and SEPA Instant1-3 business days.
UK Faster Payments1 business day.
PIX (BRL-denominated transactions in Brazil only)1 business day.
P2P bank transfers (NGN - Naira transfers)1 business day.

📘

Note:

  • SEPA and SEPA Instant only apply for EUR-denominated transactions in SEPA countries.
  • UK Faster Payments only apply for GBP-denominated transactions in the UK.
  • PIX only apply for BRL-denominated transactions in Brazil.
  • P2P bank transfers for Naira only apply for transactions in Nigeria.
Payment MethodNon-USUSSpeed
Visa to direct cards1-2 business days.
ACH payment3-5 business days.
SEPA and SEPA Instant1-3 business days.
UK Faster Payments1 business day

📘

Note:

  • SEPA and SEPA Instant only apply for EUR-denominated transactions in SEPA countries.
  • UK Faster Payments only apply for GBP-denominated transactions in the UK.
  • Not all banks offer an international ACH service yet, therefore non-US users need to find out whether your bank offers this service.
Payment MethodNon-USUSSpeed
Credit/debit card (including MasterCard, Visa, and Maestro)Instant

📘

Note:

For the purchase of digital items or NFTs, only credit or debit cards are accepted. However, please be aware that banks may have their own rules and may occasionally decline a payment.

Yes, we use 3D Secure to verify card payments, adding extra security to online transactions. It helps to reduce any risk of fraud or disputes in your transaction.

P2P bank transfers in Nigeria

To help our Nigerian customers, MoonPay now allows P2P bank transfers for buy (on-ramp) orders. This service is available thanks to our partnership with YellowCard.

How it works

Now, customers who want to buy cryptocurrencies using Naira (NGN) as their settlement currency can make payments for their orders through P2P bank transfers.

MoonPay’s supported payment methods (1)
MoonPay’s supported payment methods (2)

Compliance

To ensure compliance with regulations, we kindly request our customers provide their BVN (Bank Verification Number) during registration.

MoonPay’s supported payment methods (3)

P2P bank transfer

Follow the step-by-step instructions provided in the widget to finalize your order:

  1. Copy the MoonPay’s P2P account details as displayed in the widget
  2. Paste them into your bank's P2P transfer info, and please include the reference code in the transfer

📘

Note:

Need help or have questions? Contact our Customer Operations Team via email or chat. Just click Help in the bottom right corner. We're here for you!

Updated about 1 month ago

MoonPay’s supported payment methods (2024)

FAQs

MoonPay’s supported payment methods? ›

MoonPay offers a wide range of payment methods around the world. Those include credit and debit cards, bank transfers, mobile options like Apple Pay and Google Pay.

What forms of payment does MoonPay accept? ›

MoonPay offers a wide range of payment methods around the world. Those include credit and debit cards, bank transfers, mobile options like Apple Pay and Google Pay.

Does MoonPay accept cash APP card? ›

For the purchase of digital items or NFTs, only credit or debit cards are accepted.

Why won't MoonPay accept my payment? ›

If your bank says, "Your transaction has been declined", contact your bank for help. The drop may happen if there are card details, verification, address, or suspicious activity issues. Some banks may not process crypto orders because they don't know about cryptocurrencies or have regulatory concerns.

Where is MoonPay supported? ›

You can sell crypto to MoonPay and cash out directly to your Visa card in the following countries: Andorra, United Arab Emirates, Argentina, Australia, Austria, Azerbaijan, Bulgaria, Bahrain, Bosnia and Herzegovina, Brasil, Switzerland, Chile, Costa Rica, Cyprus, Czech Republic, Germany, Denmark, Dominican Republic, ...

Where is MoonPay not allowed? ›

MoonPay is not available in those countries: Albania, Bahamas, Bangladesh, Barbados, Bolivia, Botswana, Burkina Faso, Cambodia, China, Cuba, Ecuador, Ghana, Iceland, Iran, Jamaica, Mauritius, Mongolia, Morocco, Myanmar, Nicaragua, North Korea, Pakistan, Panama, Senegal, South Sudan, Sudan, Syria, Trinidad and Tobago, ...

Can I use bank transfer to buy Bitcoin on MoonPay? ›

Buy Bitcoin instantly with a credit or debit card, bank transfer, Apple Pay, Google Pay, and more. You can buy Bitcoin in small or large quantities.

Can I pay with Apple pay on MoonPay? ›

Choose the MoonPay offer presented and pay with credit card, debit card, Apple Pay, Google Pay or local bank transfer methods.

Can you link bank account to MoonPay? ›

Select the bank you want to choose. Confirm everything and return to MoonPay. Your ACH account is now linked and ready to use.

Why do banks block MoonPay? ›

Cryptocurrencies are getting more popular. But despite that, some banks still view it as risky. And that can mean they reject fiat bank transfers if they think it relates to crypto.

How do I verify my payment method on MoonPay? ›

Verify my cards
  1. Selfie verification: Take a selfie while holding your payment card to verify your identity. ...
  2. Bank statement code: Please enter the four-digit code from your bank statement. ...
  3. Card app settings verification: To verify your card app settings, screenshot your payment app screen.

Does MoonPay have a virtual card? ›

Moon Cards are virtual cards that can be loaded with cryptocurrency. Crypto is converted to USD the moment you purchase a card and funds are immediately available to spend where you want.

Does MoonPay accept prepaid cards? ›

Which credit cards does MoonPay support? MoonPay accepts most major credit cards, including VISA and MasterCard. Some virtual, prepaid, and debit cards are also accepted. Note, however, that some issuer banks have their own terms regarding where and when those cards can be used and may decline the charge on their side.

Can Americans use MoonPay? ›

Cards only: In the U.S., you can use MoonPay only with a credit or debit card (or a card linked to Apple Pay or Google Pay). This presents a handful of issues. First, not all credit cards will play nicely with crypto purchases; legitimate transactions are often bounced back or flagged for fraud.

How do I pay with Google on MoonPay? ›

Follow these steps or see the video below to purchase crypto via Google sign-in:
  1. Select your desired cryptocurrency on MoonPay.
  2. Click to sign in with Google.
  3. Choose your Google account.
  4. Enter your wallet address and payment information.
  5. Receive your crypto!
Sep 14, 2022

How do I use Apple pay on MoonPay? ›

Follow these steps to purchase crypto via Apple sign-in:
  1. Select your desired cryptocurrency on MoonPay.
  2. Click to sign in with Apple.
  3. Continue with your Apple ID.
  4. Enter your wallet address and payment information.
  5. Receive your crypto!
Nov 6, 2022

Do you need a wallet for MoonPay? ›

Yes! To buy or sell crypto using MoonPay, you need a wallet. You can create one in your MoonPay account or use trusted wallet providers known for secure and easy crypto management.

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