Paying The High Costs of Living Alone (2024)

“So this is my new life,” I thought, standing in the open front door, surveying my home and taking in all the change. I set down my bag and took a deep, measured breath.

I’d been out of town on a work trip, and my then-wife had agreed to move out. The entire divorce experience — from start to finish — was difficult and deeply emotional. But we knew this was the first step to moving forward.

My living room was missing pieces of furniture. Our dog was gone (she was my ex’s before we met). The house felt eerily quiet, and seemed to whisper back at me, “So what do we do now?” As a married man, there’d always been so much activity at my home, be it through social gatherings, taking the dog on walks, conversation, or the TV blaring. Now, it was all silence.

And as scary as it was on that first night, I quickly learned to love my life. I could dominate the temperature and send my Floridian house into a deep winter without regard for anyone else’s survival. My thermostat went into overdrive and TECO Electric sent me thank you cards.

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I kid — of course, but only partially. It’s worth emphasizing: the freedom was incredible. The lack of negotiating on little things like TV and not needing to tip-toe when someone else was sleeping, shone a bright light on my newfound autonomy. I learned the true value of quiet, with no annoying shows blasting in other rooms while I tried to focus. I spent entire weekends with only a few words being spoken.

I finally took up a writing hobby, which had been elusive by own hand, but finally came into being, leading me to you here on Yahoo.

Then, I began evangelizing the beauty of living alone. And with some degree of joy, I rubbed it in my married friends’ faces, who were buried in toddlers, and celebrating an uninterrupted night of sleep like they’d discovered a rare gem.

But over the coming years — I was reminded of the hidden costs of bachelorhood, and living alone. My monthly bills hit way harder. Splitting on some indulgent purchases was no longer an option. Statistically, it’s around 28% more expensive to live alone than with someone, and I felt it full force.

I also didn’t have anyone to bounce ideas off of. There was nobody to share expertise and team up with on the endless to-do lists and surprise problems.

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Even work changed for me. My boss noticed I had more free time than others and sometimes passed extra work my way, which was a wee-bit frustrating. And even when the pass-off wasn’t explicit, I felt pressure to step up when the team was overwhelmed.

Author, Eric Klinenburg, who wrote Going Solo: The Extraordinary Rise and Surprising Appeal of Living Alone, saw this same additional burden complained of by many employees who lived alone. Bosses and coworkers saw them as an easy target to ask favors of.

But worst of all — the loneliness eventually set in. Mom often called and said, with her characteristic anxiety, “Sean I don’t want you spending the whole weekend alone!” I did my best — but often failed.

I didn’t want to be a lonely old hermit, which I was on the fast track for becoming. There’s a body of research on how loneliness is unhealthy. Living alone, in particular, is correlated to shorter life expectancy — often because of the isolation. We’re intrinsically wired social creatures, and even if your only friend is your spouse, that’s still far better than nothing.

To the solo dwellers seeing this, remember that above point more than anything else in this article. Because it certainly includes many of you. Per one study, the rate of people living alone has increased from 24 to 28% from 2016 to 2023.

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One downside that many don’t think of is the social stigma of living alone. In my old house, which I lived in alone for nearly 10 years, neighbors began making weird off-hand comments at get togethers, and asked out-of-context questions about me being alone in the house.

On some level, I got it. I was a solo man living in a house, where every other person in the neighborhood had a spouse or family living with them. But it feels a bit unfair for people to assume you are some type of hoarder or creep just because you are alone.

In my goodbye to one of my neighbors before moving, he went so far as to even comment, “Well, you are a weird guy.” Then, he laughed nervously afterwards, trying to mask his inadvertent honesty as a joke.

It was fine. I knew how he felt anyways. Women face similar, though different stigmas. My female friend, who lives alone, was also inundated with judgement about her being a cat lady or being unable to get a guy. But she’s immune to the takes of people who don’t matter to her life. More power to her.

Living alone can be amazing for the autonomy and freedom it provides, and that freedom can be especially welcome in the aftermath of a bad breakup, which is usually preceded by fighting and tension. The chance to breathe and be on my own was infinitely refreshing in the wake of so much pain.

The thing to take with you

I know that many reading this live alone and live quite happily, and with no intentions of cohabitating anytime soon. My hope is that you consider the downsides of soloing and manage them accordingly. Of those I’ve mentioned, I think only two are of substance.

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First, there’s no reason you should be doing extra work in your office because you don’t have kids or a partner at home. Second, I’d recommend staying proactive to manage your social life. The loneliness crept in on me slowly and then all at once, and I had to play catchup on building relationships.

As implied in my cover photo with my partner, I eventually met someone and began living with her. I did give up some of the named benefits of living alone, but realized many of the perks can be preserved.

My best advice if you leave your life of solitude: manage expectations and invest in more square footage if your home is small. Ideally, have your own bathrooms, and a guest room one person can sneak off to if one of you is snoring (I’m the offender here). Fans and warm clothing help us offset temperature differences. And headphones allow us to watch shows quietly when things get too loud.

And to you solo dwellers, live long and prosper. Protect those friendships. Ignore the judgmental neighbors. And push back on those who think you are a spare work camel. Just because you live alone doesn’t mean you don’t have better things to do too.

Sean Kernan

Yahoo Creator

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I'm a former financial analyst turned writer out of sunny Tampa, Florida. I began writing eight years ago on the side and fell in love with the craft. My goal is to provide non-fiction story-driven content to help us live better and maximize our potential.

Paying The High Costs of Living Alone (2024)

FAQs

Why is it too expensive to live alone? ›

Single people who live alone need to cover all their expenses themselves, from rent or mortgage to groceries and utilities and all the rest. A couple living together gets to split all those expenses.

What are the costs of living alone? ›

The average monthly expenses for a single person will depend quite a bit on where you live, and if you're living alone for the first time, you might be surprised that most things cost more, not just your rent. The national average expenses for a single person living alone are around $3,500 per month.

How do you solve high cost of living? ›

These rising costs of living can be linked to wasteful government spending.
  1. Unleash energy abundance.
  2. Cut red tape that keeps prices high.
  3. Stop restricting housing supply.
  4. Beat inflation through better budgeting.
  5. Fuel the flexible workforce of tomorrow.
  6. Tackle rising costs through trade.
Apr 5, 2022

How much money do you need to live comfortably alone? ›

While California ranks third-most expensive for a single adult to live comfortably at $113,652, it only ranks fifth-most expensive for two working adults raising two children. The total family income should be at least $276,724 in the latter case.

What is the best age to live alone? ›

What is the best age to start living alone? While most people start living alone in their 20s, there's no single “best” time. Everyone's circ*mstances and reasons for living independently are different.

Is it healthy for humans to live alone? ›

Social isolation and loneliness are increasingly being recognized as a public health problem. Studies have shown them to be linked to a higher risk of mental and physical illnesses.

Is living alone hard financially? ›

Singles have a disadvantage when it comes to paying for housing. Read on to see how you can swing rent on just one income. Even if you're in a city that's more affordable, the reality is that living alone can be costly. So here are some tips to make solo living more manageable.

Why living alone is worth it? ›

Living alone can contribute to personal growth and wellbeing, with rewarding, enriching benefits and opportunities for self-fulfillment. 1. Self-discovery: Without the influence or compromises that come with living with others, you can explore your true preferences, habits, and desires.

What is the highest cost of living? ›

In North America, New York City (number 7 in the global ranking) remains the most expensive city. It is followed by Nassau, Bahamas (9), Los Angeles (10), Honolulu (12), and San Francisco (13).

Is it possible to lower the cost of living? ›

There are simple things you can do to lower your costs including turn down the thermostat, reduce water use, and turn off the lights. Surprisingly, 10 percent of energy use comes from vampire devices, gadgets that still use energy even on standby.

What is a livable salary for a single person? ›

Researchers found that, on average, single adults living in 99 of the largest metro areas in the U.S. need to make $96,500 to sustain comfortable living.

What is a good hourly wage to live comfortably? ›

Living Wage Calculation for California
1 ADULT2 ADULTS (1 WORKING)
0 Children3 Children
Living Wage$27.32$54.51
Poverty Wage$7.24$17.59
Minimum Wage$16.00$16.00

How to live alone and afford it? ›

Budgeting Tips When You Want To Live Alone But Can't Afford It
  1. 1.1 Examine Your Priorities.
  2. 1.2 Lower Your Housing Standards.
  3. 1.3 Shop Around for Utilities.
  4. 1.4 Cook at Home.
  5. 1.5 Budget for Fun.
  6. 1.6 Use Public Transportation.
  7. 1.7 Negotiate a Raise.
  8. 1.8 Get a Side Gig.

How do people afford to live on their own? ›

Use the 50/30/20 rule. The benefit of this budget method is its simplicity. You take your after tax income and divide it into three categories—50% to needs 30% to wants, and 20% to long-term savings. Put an emphasis on achieving your independence and reaching your long-term goals by using the 50/30/20 rule.

Is living alone better financially? ›

The most cost-effective option is living with a partner where both of you have an income. You can split housing costs, bills and holidays, even if there's a discrepancy in your incomes. If you're single, living with flatmates is likely to save you a decent amount.

How to afford to live alone as a single person? ›

Budgeting Tips When You Want To Live Alone But Can't Afford It
  1. 1.1 Examine Your Priorities.
  2. 1.2 Lower Your Housing Standards.
  3. 1.3 Shop Around for Utilities.
  4. 1.4 Cook at Home.
  5. 1.5 Budget for Fun.
  6. 1.6 Use Public Transportation.
  7. 1.7 Negotiate a Raise.
  8. 1.8 Get a Side Gig.

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