R&R Professional Recovery Debt Collection Harassment? | Consumer Rights Law Firm PLLC (2024)

R&R Professional RecoveryDebt Collection Harassment does not have to stress you out. Does your phone ring every day, several times per day? Has R&R Professional Recovery threatened you with legal action? Finally, do you wish there was a way to make the calls stop? You came to the right place. TheFair Debt Collection Practices Act, also known as the FDCPA,protects consumers’ rights in the context of debt collection. In other words, debt collectors must adhere to a certain set of rules when they are pursuing consumers who owe money. If a collector violates theFDCPA, you can sue the collector in court.The law allows consumers who have been victims of harassment from debt collectors to get the calls to stop in addition to recover statutory damages of up to $1,000, plus attorney fees and court costs.

Is R&R Professional Recovery a scam?

According to the Better Business Bureau website, R&R Professional Recovery has been in business since 2001. There have been 9 complaints closed in the last 3 years and 5 complaints closed out in the last 12 months.

R&R Professional RecoveryBetter Business Bureau

What is R&R Professional Recovery?

R&R Professional Recovery is an attorney managed collection agency, a full service agency offering a complete range of collection services including litigation and post judgment collection work. All accounts are diligently worked on a contingency fee so if there is no recovery there is no fee.

Address: 1498 Reisterstown Rd # 103
Pikesville, MD 21208-3817
Phone: (410) 653-6180
Fax: (410) 484-2097

R&R Professional RecoveryPhone Harassment Examples

If R&R Professional Recovery engages inanyof the following tactics, you may have a case:

  • Using profanity or abusive language
  • Calling you before 8:00 a.m. or after 9:00 p.m.
  • Calling you multiple times per week
  • Talking to others about your debt
  • Calling your workplace
  • Threatening to sue you, harm you, or destroy your credit
  • Telling you or anyone else that you’ve committed a crime
  • Calling repeatedly for the wrong person
  • Failing tonotify you of your right to dispute the debt
  • Trying to collect more than legally allowed

Known R&R Professional Recovery Collection Call Numbers

Are you receiving anyharassing phone calls from any ofthe followingnumbers?

(410) 653-6180 (800) 296-6180

If the answer is yes, then you are receiving calls from a known R&R Professional Recovery number. You may be a victim of R&R Professional Recovery phone harassment. The list above is not all the numbers that R&R Professional Recovery uses. The calls can be from a different number and it still be R&R Professional Recovery calling you. Contact our office right away so we can start the process to stop R&R Professional Recovery from calling you illegally. Above all, no one should live with harassment!

Common Questions:

Is R&R Professional Recovery a scam? No, R&R Professional Recovery has been in business since 2001.

Can R&R Professional Recovery seize my property? R&R Professional Recovery can’t seize your property, but there are some exceptions. If the debt was tied to the property the collector may be able to repossess it. Or, if the collector has sued and obtain a judgment against you, the debt collector may be able to take certain property as permitted by the court.

Can R&R Professional Recovery sue me? Yes, R&R Professional Recovery can sue you so long as the debt is within the statute of limitations.

Can R&R Professional Recovery report my debt to the collections bureaus? Yes, Debt collectors are allowed to place the collection account on your credit report

Can R&R Professional Recovery arrest me? Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.

The following is a sample list of complaints filed against R&R Professional Recovery and can be found on Pacer.org.

1:10-cv-02212-RDB Monk v. R&R Professional Recovery, Inc.

1:12-cv-06269-ARR-RLM Lowenbein v. R&R Professional Recovery, Inc.

CONSUMER RIGHTS LAW FIRM, PLLC

Consumer Rights Law Firm, PLLCis a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contactour officeto begin the process to stop the R&R Professional Recovery harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.

Consumer Rights Law Firm Better Business Bureau

If you are interested in learning more about how to safeguard yourselfand prevent even more harassment from R&R Professional Recovery, call us at(877)700-5790for immediate assistance or visit our website at www.consumerlawfirmcenter.com

Success Stories

“What an amazing experience I had with Consumer Rights Law firm. I kept getting constant calls from a debt collector who was asking for someone I didn’t know. After explaining over and over I was not the person they were looking for, the calls still continued, it became frustrating and very annoying. I came across this firm and just called to talk to someone to see how I could get the calls to stop. I spoke to a gentleman that was very professional and very helpful. Not only did they get the calls to stop immediately, they were able to put some money in my pocket as well, Here’s the best thing, it cost me nothing for them to help me. They come highly recommended. Thank you Consumer Rights”

“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff were very courteous and helpful, and they were familiar with the Collection Agencies in question and the harassment calls stop, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer.”

“I would highly recommend the Consumer Rights Law Firm to anybody that has been harassed! They were very professional and straightforward about my rights.”

Check out a links below for more information:

https://www.consumer.ftc.gov/articles/debt-collection-faqs

Maryland Attorney General

Consumer Financial Protection Bureau

https://consumerlawfirmcenter.com/aih-receivables-debt-collection-harassment-stop-the-calls/

Last Updated on August 18, 2022

R&R Professional Recovery Debt Collection Harassment? | Consumer Rights Law Firm PLLC (2024)

FAQs

R&R Professional Recovery Debt Collection Harassment? | Consumer Rights Law Firm PLLC? ›

Debt collectors cannot harass or abuse you. They cannot swear, threaten to illegally harm you or your property, threaten you with illegal actions, or falsely threaten you with actions they do not intend to take. They also cannot make repeated calls over a short period to annoy or harass you.

What actions by a debt collector are considered harassment? ›

Debt collectors cannot harass or abuse you. They cannot swear, threaten to illegally harm you or your property, threaten you with illegal actions, or falsely threaten you with actions they do not intend to take. They also cannot make repeated calls over a short period to annoy or harass you.

Is MBA Law a legitimate company? ›

MBA Law is a legitimate debt collector that focuses on recovering unpaid medical bills on behalf of third-party creditors. If you get a letter or phone call from MBA Law, don't panic. Validate the debt, then decide what to do. If the debt is valid, MBA Law may be willing to negotiate a debt settlement.

What should you not say to a collection agency? ›

You can also stop some kinds of collection contacts, like through certain mediums or at specific times. On the other hand, here's what you shouldn't do. Don't give a collector any personal financial information. Don't make a "good faith" payment, promise to pay, or admit the debt is valid.

What prevents abuse from professional debt collectors? ›

The Fair Debt Collection Practices Act (FDCPA) prohibits debt collectors from using abusive, unfair, or deceptive practices to collect debts from you, including: Misrepresenting the nature of the debt, including the amount owed.

What is the 11 word phrase to stop debt collectors? ›

If you are struggling with debt and debt collectors, Farmer & Morris Law, PLLC can help. As soon as you use the 11-word phrase “please cease and desist all calls and contact with me immediately” to stop the harassment, call us for a free consultation about what you can do to resolve your debt problems for good.

How many calls a day from a debt collector is considered harassment? ›

How many collection calls is harassment? Creditors can't call you more than seven times in 7 days or call you again about the debt within seven days of the last call. If the debt collector calls you more than once a day or keeps calling even when you talk to them on the phone, they are probably harassing you.

Should I pay MBA Law? ›

Do I Have To Pay MBA Law? Maybe. This depends on whether MBA Law can validate the debt and if you can successfully dispute it. If MBA Law validates the debt, you recognize that you owe it, and it's in the correct amount, you probably have to pay it.

How do I remove MBA Law from my credit report? ›

Negotiate a Pay to Delete with MBA Law

A final option to remove MBA Law Collections from your credit report is a Pay to Delete. This strategy consists of negotiating with your creditor to have them remove the account from your credit report upon payment.

Is MBA Law text message legit? ›

First, it's important to note that MBA Law Offices and Capio Partners are both legitimate customers. This means that nobody is trying to scam you if you have been contacted by these companies. It also means that both companies are bound by the law, in the form of the Fair Debt Collection Practices Act (FDCPA).

What is a drop dead letter? ›

You have the right to send what's referred to as a “drop dead letter. '' It's a cease-and-desist motion that will prevent the collector from contacting you again about the debt. Be aware that you still owe the money, and you can be sued for the debt.

How do you outsmart a debt collector? ›

You can outsmart debt collectors by following these tips:
  1. Keep a record of all communication with debt collectors.
  2. Send a Debt Validation Letter and force them to verify your debt.
  3. Write a cease and desist letter.
  4. Explain the debt is not legitimate.
  5. Review your credit reports.
  6. Explain that you cannot afford to pay.
Mar 11, 2024

How long before a debt becomes uncollectible? ›

Statute of limitations on debt for all states
StateWrittenOral
Alaska6 years6
Arizona5 years3
Arkansas6 years3
California4 years2
46 more rows
Jul 19, 2023

How do you stop debt harassment? ›

How to Stop Debt Collector Harassment
  1. Write a Letter Requesting To Cease Communications. ...
  2. Document All Contact and Harassment. ...
  3. File a Complaint With the FTC. ...
  4. File a Complaint With Your State's Agency. ...
  5. Consider Suing the Debt Collection Agency for Harassment.

What act protects you from harassment from creditors? ›

The Fair Debt Collection Practices Act (FDCPA) is the main federal law that governs debt collection practices. The FDCPA prohibits debt collection companies from using abusive, unfair, or deceptive practices to collect debts from you.

What is the most common violation of the FDCPA? ›

Harassment of the debtor by the creditor – More than 40 percent of all reported FDCPA violations involved incessant phone calls in an attempt to harass the debtor.

How many missed calls is harassment? ›

There is no set number of phone call required in order to get a harassment charge. A single call can be cited as harassment based on the content of the conversation and the guilty party can face huge fines.

What is harassment and what is not? ›

By law, harassment is unwelcome behavior based on race, color, religion, sex (including pregnancy), national origin, age, disability, or genetic information. An action doesn't have to be illegal in order for it to be harassment. Harassment is any behavior that creates a hostile work environment.

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