United Gateway Card | MileagePlus Credit Card (2024)

Offers may vary depending on where you apply, for example online or in a branch, and can change over time. To take advantage of this particular offer now, apply through the method provided in this advertisem*nt. Review offer details before you apply.

Visa Signature

Before we approve you for a credit card, we will review your credit report and the information you provide with your response to confirm that you meet the criteria for this offer. Based on this review, you may receive a Visa Signature card or Visa Platinum card with different costs and/or benefits, or you may not receive a card. For pricing details, please see Pricing & Terms. For benefits details, please read your credit card benefits materials which will be mailed after your account is established.

30,000 Bonus Miles After You Spend $1,000 On Purchases In The First 3 Months From Account Opening: This product is not available to either (i) current Cardmembers of this credit card, or (ii) previous Cardmembers of this credit card who received a new Cardmember bonus for this credit card within the last 24 months. With this bonus offer, you will qualify and receive 30,000 bonus miles after you make Purchases totaling $1,000 or more during the first 3 months from account opening. (“Purchases” do not include balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable.) After qualifying, please allow 6 to 8 weeks for bonus miles to post to your account. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment. Bonus miles do not count toward Premier status. If your account is not open for at least six months, United and Chase reserve the right to deduct the bonus miles from your MileagePlus Program account. Offer subject to change.

Earning Miles

Rewards Program Agreement: For more information about the United Gateway Card rewards program, view the latest Rewards Program Agreement (PDF)Chase PDF opens in a new window. We will mail your Rewards Program Agreement once your account is established. If you become a Chase Online customer, your Rewards Program Agreement will also be available after logging in to chase.comChase site opens in a new window.

How you can earn miles: You’ll earn miles on purchases of products and services, minus returns or refunds, made with a UnitedSM credit card by you or an authorized user of the account. Buying products and services with your card, in most cases, will count as a purchase; however, the following types of transactions won’t count and won’t earn miles: balance transfers, cash advances and other cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable. 1 mile: You’ll earn 1 mile for each $1 spent. 2 miles: You’ll earn 2 miles total for each $1 spent (1 additional mile on top of the 1 mile per $1 earned on each purchase) on airline tickets purchased from United, and on the following purchases made from United: seat upgrades; Economy Plus®; inflight food, beverages and Wi-Fi; baggage service charges or other United fees. Other United related purchases, such as United Cruises®, United MileagePlus X, DIRECTV® and Merchandise Awards, are excluded. United tickets booked through some discount travel websites or as part of a third-party travel package will also not qualify. You’ll also earn 2 miles total for each $1 spent (1 additional mile on top of the 1 mile per $1 earned on each purchase) on purchases of United Card Events from Chase and in the following rewards categories: gas stations; local transit and commuting. Information about earning/transferring miles to United: Miles earned during a billing cycle will be automatically transferred to United after the end of each billing cycle. Losing miles: You’ll immediately lose all miles that haven’t been transferred to United if your card account status changes, or your card account is closed for program misuse, fraudulent activities, failure to pay, bankruptcy or other reasons described in the terms of the Rewards Program Agreement. Rewards Categories: Merchants who accept Visa/Mastercard credit cards are assigned a merchant code, which is determined by the merchant or its processor in accordance with Visa/Mastercard procedures based on the kinds of products and services they primarily sell. We group similar merchant codes into categories for purposes of making rewards offers to you. Please note: We make every effort to include all relevant merchant codes in our rewards categories. However, even though a merchant or some of the items that it sells may appear to fit within a rewards category, the merchant may not have a merchant code in that category. When this occurs, purchases with that merchant won’t qualify for rewards offers on purchases in that category. Purchases submitted by you, an authorized user, or the merchant through third-party payment accounts, mobile or wireless card readers, online or mobile digital wallets, or similar technology will not qualify in a rewards category if the technology is not set up to process the purchase in that rewards category. For more information about Chase rewards categories, see chase.com/RewardsCategoryFAQsChase site opens in a new window.

Earning miles from United on United flights and United Hotels

Miles earned on United flights purchased directly from United are earned on the fare and are subject to exclusions. The fare is the base fare of the ticket plus carrier-imposed surcharges, excluding any government-imposed taxes and surcharges. For details see united.com/FlightEarnThird party site: United Airlines site opens in a new window United Gateway Card | MileagePlus Credit Card (1) United Gateway Card | MileagePlus Credit Card (2) United Gateway Card | MileagePlus Credit Card (3) . For details on earning miles from United on United Hotels, see united.com/UnitedHotelsTermsThird party site: United Airlines site opens in a new window United Gateway Card | MileagePlus Credit Card (4) United Gateway Card | MileagePlus Credit Card (5) United Gateway Card | MileagePlus Credit Card (6) . Chase is not responsible for the provision of, or failure to provide, miles earned from United under the MileagePlus program. Miles will post directly to your United MileagePlus account and will not appear on your credit card statement. Miles earned from United under the MileagePlus program for United flight and United Hotels purchases will be earned in accordance with the rules of the MileagePlus program. For details see united.com/mprulesThird party site: United Airlines site opens in a new window United Gateway Card | MileagePlus Credit Card (7) United Gateway Card | MileagePlus Credit Card (8) United Gateway Card | MileagePlus Credit Card (9) .

25% back on food, beverage and Wi-Fi purchases on board United and United Express-operated flights and United Club premium drink purchases

You will receive 25% back, in the form of a credit card account statement credit, on purchases of food, beverages and Wi-Fi on board United and United Express-operated flights, and Wi-Fi subscription purchases, when you use your United Gateway Card to make such purchases. You will also receive 25% back, in the form of a credit card account statement credit, on premium drink purchases at United Clubs. The statement credit will post to your account within 24 hours of your onboard purchase posting to your account. You will also receive 25% back on food, beverage and Wi-Fi purchases made on board, on Wi-Fi subscription purchases, and on premium drink purchases at United Clubs by authorized users who use your United Gateway Card account to make such purchases. To qualify for the 25% back, account must be open and not in default at the time of fulfillment. To find a list of United Club locations, please visit United.comThird party site: United Airlines site opens in a new window United Gateway Card | MileagePlus Credit Card (10) United Gateway Card | MileagePlus Credit Card (11) United Gateway Card | MileagePlus Credit Card (12) .

Complimentary DashPass

When the membership is activated for the first time with a United Gateway Card by 12/31/2024 you and your authorized user(s) will receive 12 months of complimentary DashPass for use on both the DoorDash and Caviar applications during the same membership period based on the first activation date. After the complimentary DashPass membership period ends, you and any authorized users will continue to be enrolled and charged the then current monthly DashPass rate for each membership activated. You can cancel anytime on DoorDash or Caviar. Membership period for all users on this credit card account will begin and end based on when the first user activates the membership on DoorDash or Caviar, regardless of when subsequent memberships are activated. The same log in credentials must be used on DoorDash and Caviar in order for the DashPass benefit to be used on both applications. To receive the membership benefits, the primary cardmember and authorized user(s) must first add their applicable Chase credit card as a default payment method on DoorDash or Caviar, and then click the activation button. Once enrolled in DashPass, you must use your United Gateway Card for payment at checkout for DashPass-eligible orders to receive DashPass benefits. Benefits of DashPass include no delivery fee on orders above the minimum subtotal (as stated in the DoorDash and Caviar apps and sites) from DashPass-eligible merchants (amounts subject to change). However, other fees (including service fee), taxes, and gratuity on orders may apply. Current value of the DashPass membership is as of 04/01/2022. DashPass orders are subject to delivery driver and geographic availability. Membership must be activated with a United States address. Payment through third-party payment accounts, or online or mobile digital wallets (like Apple Pay and Google Pay), or memberships purchased through third parties are excluded from this offer. If you product change to another Chase credit card during the promotional period, your benefits may change. You may experience a delay in updating your applicable benefits on DoorDash or Caviar; please note, once you product trade, the benefits from your previous credit card are no longer available for your use. You can only access the benefits available with your current credit card. Mobile applications, websites and other information provided by DoorDash or Caviar are not within Chase’s control and may or may not be available in Spanish. Chase is not responsible for the provision of, or the failure to provide, DoorDash or Caviar benefits and services. Your applicable Chase credit card account must be open and not in default to maintain membership benefits. See full DoorDash terms and conditions at: https://help.doordash.com/consumers/s/article/offer-terms-conditions?language=en_USThird party site: DoorDash site opens in a new window United Gateway Card | MileagePlus Credit Card (13) United Gateway Card | MileagePlus Credit Card (14) United Gateway Card | MileagePlus Credit Card (15) .

All deliveries subject to availability. Must have or create a valid DoorDash account. Qualifying orders containing alcohol will be charged a $0.01 Delivery Fee. No cash value. Non-transferable. See full terms and conditions at: help.doordash.com/consumers/s/
article/offer-terms-conditionsThird party site: DoorDash site opens in a new window
United Gateway Card | MileagePlus Credit Card (16) United Gateway Card | MileagePlus Credit Card (17) United Gateway Card | MileagePlus Credit Card (18) .

Award Availability, Pricing, and Fees

As long as tickets are still available for sale for the applicable cabin on any United-operated flight, MileagePlus members can use miles to book award travel on such flight. Award pricing is subject to change without notice. Awards on partner-operated flights and upgrade awards are subject to limitations and restrictions. Passenger is responsible for all taxes, fees, baggage fees and surcharges applicable to award travel, including, with respect to government imposed taxes and fees, September 11th Security Fee of $5.60 per one-way trip that does not include a government defined stopover, US Customs, Immigration and APHIS User Fees of $17.80 for each international arrival in the U.S.; and non-U.S. government ticket taxes, fees and airport charges may add up to $355 per ticket as of January 1, 2024. Such taxes, fees and surcharges must be paid at the time of ticketing and are subject to change. Chase is not responsible for the provision of, or failure to provide, the stated benefits. Visit united.com/AirAwardsThird party site: United Airlines site opens in a new window United Gateway Card | MileagePlus Credit Card (19) United Gateway Card | MileagePlus Credit Card (20) United Gateway Card | MileagePlus Credit Card (21) for details.

Concierge Service

Cardmembers are responsible for the cost of any goods or services purchased through the Concierge.

United Visa Card Program Information

Individuals whose requests for this offer are not approved will not be enrolled in MileagePlus® through this request, although existing MileagePlus members will remain enrolled in MileagePlus. Authorized users will not be enrolled in MileagePlus as a result of this request. MileagePlus miles awarded through the use of the authorized user’s card will only be credited to the primary cardmember’s account. Chase’s sole obligation concerning the award and redemption of miles shall be to make a valid request to United to award miles to the Primary Cardmember’s associated MileagePlus account. Chase disclaims liability or responsibility for United’s failure to award or redeem miles to the Primary Cardmember’s associated MileagePlus account after Chase has met its obligations to United in connection with such a request. If a primary Cardmember’s membership in United’s MileagePlus Program is terminated in accordance with the terms and conditions of that Program, the Cardmember will no longer be eligible to earn any MileagePlus miles for purchases using the United Card or access Cardmember benefits associated with the MileagePlus Program.

MileagePlus Program Terms and Conditions

Miles accrued, awards, and benefits issued are subject to change and are subject to the rules of the United MileagePlus® program, including without limitation the Premier® program (the “MileagePlus Program”), which are expressly incorporated herein. Please allow 6-8 weeks after completed qualifying activity for miles to post to your account. United® may change the MileagePlus Program including, but not limited to, rules, regulations, travel awards and special offers or terminate the MileagePlus Program at any time and without notice. United and its subsidiaries, affiliates and agents are not responsible for any products or services of other participating companies and partners. Taxes and fees related to award travel are the responsibility of the member. Bonus award miles, award miles and any other miles earned through non-flight activity do not count toward qualification for Premier status unless expressly stated otherwise. The accumulation of mileage or Premier status or any other status does not entitle members to any vested rights with respect to the MileagePlus Program. All calculations made in connection with the MileagePlus Program, including without limitation with respect to the accumulation of mileage and the satisfaction of the qualification requirements for Premier status, will be made by United Airlines® and MileagePlus in their discretion and such calculations will be considered final. Information in this communication that relates to the MileagePlus Program does not purport to be complete or comprehensive and may not include all of the information that a member may believe is important, and is qualified in its entirety by reference to all of the information on the united.comThird party site: United Airlines site opens in a new window United Gateway Card | MileagePlus Credit Card (22) United Gateway Card | MileagePlus Credit Card (23) United Gateway Card | MileagePlus Credit Card (24) website and the MileagePlus Program rules. United and MileagePlus are registered service marks. For complete details about the MileagePlus Program, go to united.comThird party site: United Airlines site opens in a new window United Gateway Card | MileagePlus Credit Card (25) United Gateway Card | MileagePlus Credit Card (26) United Gateway Card | MileagePlus Credit Card (27) .

The Contactless Symbol and Contactless Indicator are trademarks owned by and used with the permission of EMVCo, LLC.

United credit cards are issued by JPMorgan Chase Bank, N.A. Member FDIC. Accounts subject to credit approval. Restrictions and limitations apply. Offer subject to change.

United Gateway Card | MileagePlus Credit Card (28) United Gateway Card | MileagePlus Credit Card (29) United Gateway Card | MileagePlus Credit Card (30) You’re Now Leaving Chase

Chase's website and/or mobile terms, privacy and security policies don't apply to the site or app you're about to visit. Please review its terms, privacy and security policies to see how they apply to you. Chase isn't responsible for (and doesn't provide) any products, services or content at this third-party site or app, except for products and services that explicitly carry the Chase name.

United Gateway Card | MileagePlus Credit Card (2024)

FAQs

What is the credit limit on a United Gateway credit card? ›

Here's the average credit limit of members who matched their United Gateway℠ Card or similar cards. The average credit limit for members who have matched with this card or similar cards is $11,869, with $2,000 being the most common.

What credit score do you need for a United Gateway credit card? ›

To get the United Gateway℠ Card, we recommend having a FICO® Score of at least 670. You'll likely need good credit to be approved.

How hard is it to get a United Gateway Card? ›

Approval odds

As is the case with most travel and airline rewards cards, you'll need good to excellent credit to qualify for the United Gateway Card (a credit score in the 670 to 850 range).

Do you get a free bag with a United Gateway Card? ›

The United Gateway℠ Card doesn't offer free checked bags or priority boarding like you can get with other United cards. For example, with the United℠ Explorer Card, the primary cardholder and one companion can each check a standard bag for free — saving up to $160 per round trip.

What is the highest credit card limit you can have? ›

The highest credit card limit you can get is over $100,000 according to reports from credit card holders. But like most credit cards in general, even the highest-limit credit cards will only list minimum spending limits in their terms. The best high limit credit cards offer spending limits of $10,000 or more.

What does your credit score have to be for a United credit card? ›

Rewards cards in general, including United Airlines credit cards, typically require good to excellent credit. A FICO Score in the good range of 670 to 739 may be sufficient for a basic rewards card, but for the strongest rewards you can expect to need a score of 740 or higher.

Do you get priority boarding with a United Gateway card? ›

The United℠ Explorer Card does have an annual fee of $0 intro for the first year, then $95 — but you also get perks like two United Club passes per year for your anniversary, a free first checked bag (worth $35 one-way) for yourself and a companion on the same reservation, priority boarding, and a credit toward NEXUS, ...

Can I use my United Gateway card anywhere? ›

Yes, you can use your United Gateway Card everywhere that accepts cards on the Visa network. That means you can use the card virtually everywhere in the world. The United Gateway Card has a foreign transaction fee of $0, which means you won't incur extra charges for international purchases.

Is there an annual fee with a United Gateway credit card? ›

If you're an occasional flyer on United, the United Gateway℠ Card is a low-risk introduction to airline credit cards because of its annual fee of $0.

What is the intro offer for United Gateway Card? ›

0% intro APR for 12 months from account opening on purchases. After the intro period, a variable APR of 21.99. of (8.50+13.49) and 29.99%–28.99.

What bank is the United card through? ›

United Personal Credit Cards

Sign in to see your best offer. Earn MileagePlus® award miles through our great selection of United credit card products from Chase.

Can I use my United card immediately? ›

If you get instantly approved, you will be able to use your United Gateway Card straight away, to make online purchases through the United Airlines website. If this isn't your case, you will have to wait until you receive your United Gateway Card in the mail.

Does the United card get you into the lounge? ›

Membership through a credit card

Some United credit cards provide a United Club membership to card members. This membership can provide access to United Club lounges.

Where can I use my gateway card? ›

Where can I use my Gateway card?
  • NCP.
  • fuelGenie.
  • Best Western Hotels.
  • Red Spotted Hanky.

How much is a United Gateway card? ›

Credit cards similar to the United Gateway Card
United Gateway℠ CardUnited℠ Explorer CardChase Sapphire Preferred® Card
Annual feeAnnual feeAnnual fee
$0$0 introductory annual fee for the first year (then $95)$95
Welcome bonusWelcome bonusWelcome bonus
6 more rows
Jul 2, 2024

What is the intro offer for United Gateway card? ›

0% intro APR for 12 months from account opening on purchases. After the intro period, a variable APR of 21.99. of (8.50+13.49) and 29.99%–28.99.

What is the entry level credit card limit? ›

If you have good credit — a FICO score of 670 or higher — you'll likely be approved for a higher credit limit than you would with fair credit. That said, limits on these cards can still range from $500 to $1,000 for first-time cardholders, though you should be able to qualify for larger limits over time.

Is a 2500 credit card limit good? ›

A $2,500 credit limit is good if you have fair, limited or bad credit, as cards in those categories have low minimum limits. The average credit card limit overall is around $13,000, but you typically need above-average credit, a high income and little to no existing debt to get a limit that high.

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