What is the PayPal Debit Card and how do I get one? (2024)

With the PayPal Debit Card, you can:

• Spend your PayPal balance anywhere Mastercard® is accepted. Use your Card in stores or online:

• Tap to pay by adding it to a digital wallet like Apple Pay or Google Pay.
• Online – you’ll now see your PayPal Debit Card as a payment option at PayPal Checkout.

• Earn 5% cash back on a monthly category you select.*
• Add funds to your PayPal balance in thousands of stores that support cash reloading.
• Set up auto-reload to your PayPal balance so you always have money to spend with your PayPal Debit Card.

To request a PayPal Debit Card online, click Request Your Card on the PayPal Debit Card page and follow the instructions. No credit check is needed since this is not a credit card.

Are there any fees?

There are no fees to own or pay with the PayPal Debit Card in stores or online within the US, or when you withdraw at US MoneyPass® ATMs. Both the ATM surcharge and PayPal fees are waived. Learn more about fees.

To request a PayPal Debit Card, you’ll need to:

• Have a PayPal Balance account.
• Be an active PayPal member with no open issues in the Resolution Center.

You can shop with your digital card right away, even before you request a physical one.

Here’s how to shop online with your digital card in the PayPal app:

1. Tap Accounts.
2. Select PayPal Debit Card.
3. Tap the Eye icon located on the PayPal Debit Card and select Copy. This will copy the 16-digit card number.

Apple, the apple logo, iPhone, Apple Inc., and iPad are registered in the U.S. and other countries. Apple Pay and Touch ID are trademarks of Apple Inc.

Google Pay is a trademark of Google LLC.

The PayPal Debit Mastercard® is issued by The Bancorp Bank, N.A. (“Bancorp”) pursuant to a license by Mastercard International Incorporated and may be used everywhere Mastercard is accepted. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Bancorp is issuer of the Card only and not responsible for the associated accounts or other products, services, or offers from PayPal.

PayPal is a financial technology company, not a bank. The Card is linked to your PayPal Balance account. See PayPal Balance Terms and Conditions.

ATMs must display the Mastercard®, Cirrus®, Pulse® or MoneyPass® acceptable marks. Up to $400.00 USD daily withdrawal limit applies. Transactions at non-MoneyPass ATMs have a $2.50 ATM Domestic and International Withdrawal Fee. No fee for MoneyPass ATM Withdrawals in the U.S. International Transaction Fee applies for International ATM Withdrawals. ATM operator fees may also apply. See Cardholder Agreement for details.

*5% cash back earned on up to $1000 of spending per month. Cash back awarded as points that can be redeemed for cash or other options.Terms apply.