Getsafe – Home Contents Insurance (2024)

FAQs

Who owns Getsafe insurance? ›

Getsafe UK is now owned and operated by Urban Jungle. If you're a Getsafe UK customer, you might be wondering what this means for you, so we've put together some handy FAQs below.

Whether you're a homeowner or a renter, contents insurance is one of the best ways to protect your belongings against loss or damage. But contents insurance doesn't just protect your things, contents cover comes with a range of additional benefits that protect the policy holder, which can come in handy for renters too.

Average cost by amount of cover^*. Confused.com data, December 2023 - February 2024. The average annual cost of contents insurance is from £53*. But keep in mind, the cost of your cover is likely to increase if you make a claim.

Contents insurance covers the cost of replacing or repairing your possessions if they are damaged, destroyed or stolen. It includes everything you would take with you if you moved home including your furniture, kitchen appliances, curtains, bedding, clothing, television, computing equipment and jewellery.

Thanks to its D2C and multi-product strategy, Getsafe has again doubled revenue after a fivefold increase in the previous year and achieved operating profitability in its core markets.

Allianz has more than 100 million customers worldwide and its services include property and casualty insurance, life and health insurance and asset management.

The average value of a home's contents is £51,000*. But the actual amount of cover you need depends on how much you own and how valuable it all is. Getting the right amount of contents insurance is important. Take out too little, and your policy may not pay out enough to replace your possessions if disaster strikes.

The cost of home and contents insurance is on the rise due to high inflation and increasingly frequent natural disasters – such as bushfires, cyclones and floods – leaving those who do not shop around penalised for their loyalty.

Your contents cover does include kitchen appliances that are free standing, such as washing machines. But if your appliance is built in, it will be covered under your buildings insurance. There's no cover for your washing machine if it breaks down.

Insurance policies usually consider fixtures and fittings (for example a fitted kitchen or a bathroom suite) as buildings, while carpets are usually covered under contents insurance. Laminate flooring is likely to be considered part of the building, but it's worth checking your policy to make sure.

How much would it cost to replace everything in your house? ›

Every house renovation is unique. So, the total cost of renovating a house can vary massively. That said, as a rough guide, you can expect to pay between £82,900 - £164,300 to renovate a 3-bed house. Throughout this guide, we'll continue to focus on the average cost of renovating a 3-bedroom house.

You should insure your contents for the amount they're worth. Having the right amount of cover will ensure you have enough money to replace all your possessions should the worst happen.

Contents insurance generally won't cover breakdown of your appliances, but will cover things like theft, fire or water damage. Accidental damage may also be included, or you might have paid to have this added to your policy – it's worth checking your T&Cs.

If you have contents insurance, check your policy as it may cover the loss of your belongings even if they were not in your home at the time. There might be an excess to pay. Learn about what contents insurance usually covers.

Contents insurance helps pay to replace or repair your personal belongings if they're stolen or damaged by a covered peril, such as a fire. So, if someone breaks into your home and steals your laptop, or your clothing and furniture are ruined in a fire, you may find that contents insurance helps cover the loss.

Allianz Australia Limited is a wholly owned subsidiary of the worldwide Allianz Group.

We consistently receive high ratings from A.M. Best Company (a national firm that rates the financial strength and operating performance of insurance companies) and we are a mutual insurance company, which means we are owned by our policyholders rather than stockholders, and governed by a Board of Directors.

Sony unit backs British insurance start-up Urban Jungle Insurance The Sony Innovation Fund is among the investors in a funding round which takes the total raises by Urban Jungle to over £43m since its 2017 launch.